355 Park Ave, Watson, MN 56295 Property Records

Chippewa County property record for 355 Park Ave, Watson, MN 56295

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,033 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Oct 2020)
Tax Bill	$2,564 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2020 Sale & Mortgage
APN	`90-050-1370`

Property Details

APN / Parcel Number

Primary APN	`90-050-1370`
Alternative APN	`24413`

Interior

Bedrooms	4 Beds
Building Area	1,033 sqft Base Area
1st Floor Area	1,033 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	24413
Street Address	355 PARK AVE
City	WATSON
State	MN
Zip	56295-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOTS 10, 11 & W 20 FT OF 12 BLOCK 13
Legal Subdivision	ORIGINAL PLAT
Legal Block	13
Legal Lot Number	10-11
Jurisdiction	CHIPPEWA MN
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2212
Census Tract	950500

Owner

Source: Chippewa County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	355 PARK AVE, WATSON, MN 56295-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2019	Deed of Trust, Mortgage · FHA Mortgage SERVION INC
Oct 30, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Mar 19, 2007 · Amount on Record
Deed Document Number	2020307695
Prior Transfer Date	Mar 14, 2007
Prior Transfer Doc	1000271151
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	355 PARK AVE, WATSON, MN 56295-1131
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000303097
Date	Jan 3, 2019
Instrument	A000303097

Lender

Name	SERVION INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Oct 30, 2020
Property Address	355 PARK AVE, WATSON, MN 56295-1131
Document Number	A000307695
Instrument Date	Oct 29, 2020
Instrument	A000307695
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 PARK AVE, WATSON, MN 56295-1131

Mortgage

Document Number	A000307696
Date	Oct 30, 2020
Instrument	A000307696

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	A000307697
Date	Oct 30, 2020
Instrument	A000307697

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Watson City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,564.00 (-7.57%)
2025		$113,500 (-) Land $1,800 Building $111,700	$113,500 (-) Land $1,800 Building $111,700
2023		$113,500 Land $1,800 Building $111,700	$113,500 Land $1,800 Building $111,700
2022	$2,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Watson serves 175 people · EPA ID MN1120006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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