355 Olmstead St, Fort Mill, SC 29708 Property Records

York County property record for 355 Olmstead St, Fort Mill, SC 29708

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,703 sqft · built 2013
Lot Size0.374 acres (16,303 sqft)
Owner2 Individual Names on Record
Last Sale$870,000 (Aug 2021)
Tax Bill$7,112 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN655-11-01-425

Property Details

APN / Parcel Number

Primary APN655-11-01-425

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,703 sqft Living Area
Gross Area6,997 sqft
1st Floor Area1,735 sqft
2nd Floor Area2,188 sqft
Basement Area1,669 sqft
Finished Basement780 sqft
Unfinished Basement889 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Lot Area16,303 sqft (0.374 acres)
Garage Area621 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area574 sqft

Location & Zoning

Street Address355 OLMSTEAD ST
CityFORT MILL
StateSC
Zip29708-8920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT# 1351 BAXTER PH XXXIV
Legal SubdivisionBAXTER
Legal Lot Number1351
JurisdictionYORK SC
Township / Civil DivisionFORT MILL
Census Block Group1
Census Block1001
Census Tract61004

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address355 OLMSTEAD ST, FORT MILL, SC 29708-8920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2025Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 2, 2021Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2021 · Amount on Record
Deed SaleAug 2, 2021 · Amount on Record
Prior SaleJul 2, 2013 · Amount on Record
Deed Document Number202144208
Deed Book / Page19478 / 437
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address355 OLMSTEAD ST, FORT MILL, SC 29708-8920
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 OLMSTEAD ST, FORT MILL, SC 29708-8920

Mortgage

Document Number2223800208
DateNov 5, 2025
Book Page22238/208
Instrument2025037934
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Address401 S GRAHAM ST # 1600, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 31, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionYORK SC
Recording DateAug 2, 2021
Property Address355 OLMSTEAD ST, FORT MILL, SC 29708-8920
Document Number1947800437
Book / Page19478 / 437
Map ReferenceMB E121 PG 8
Instrument DateJul 29, 2021
Instrument2021044208
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,219.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address355 OLMSTEAD ST, FORT MILL, SC 29708-8920

Mortgage

Document Number2021044209
DateAug 2, 2021
Instrument2021044209
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate1.75%
Type Change DateAug 1, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change3.75%
Max Rate6.75%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,112.00 (+21.47%)$40,503 (+17.31%) Land $4,710 Building $35,793$1,074,900 (+24.54%) Land $125,000 Building $949,900
2023$5,855.00$34,525 Land $5,000 Building $29,525$863,126 Land $125,000 Building $738,126

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK COUNTY EAST WD
serves 30,225 people · EPA ID SC4620002
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Comporium
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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