Henry County property record for 355 Oakwood Cir, Pendleton, KY 40055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,944 sqft · built 1999 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,621 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-30-00-014.00 |
| Primary APN | 002-30-00-014.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,944 sqft Total Area |
| Basement Area | 1,460 sqft |
| Unfinished Basement | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 8600 |
|---|---|
| Street Address | 355 OAKWOOD CIR |
| City | PENDLETON |
| State | KY |
| Zip | 40055-7747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES BLDGS & LOT 11 OAKWOOD PARK |
| Legal Subdivision | OAKWOOD PARK |
| Legal Lot Number | 11 |
| Jurisdiction | HENRY KY |
| Township / Civil Division | EMINENCE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 90301 |
355 Oakwood Cir is owned and occupied by two individuals.
Source: Henry County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 355 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY KY |
| Recording Date | Aug 13, 2026 |
| Property Address | 355 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Number | 0001231407 |
| Book / Page | 449 / 42 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 20261231407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 355 OAKWOOD CIR, PENDLETON, KY 40055-7747 |
| Document Number | 0001231407, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 449/42 |
| Instrument | 20261231407 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 355 Oakwood Cir was $2,621 with a homeowner's exemption.
Source: Henry County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henry County |
| Unified School District | Henry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,300 (-) Land $30,000 Building $239,300 | $269,300 (-) Land $30,000 Building $239,300 | |
| 2025 | $2,621.00 Homeowner's exemption | $269,300 | $269,300 |
| 2023 | $3,120.00 | $269,300 | $269,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 355 Oakwood Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 Oakwood Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRY COUNTY WATER DISTRICT #2 serves 17,716 people · EPA ID KY0520192 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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