355 N Pine St, Waterman, IL 60556 Property Records

DeKalb County property record for 355 N Pine St, Waterman, IL 60556

Property Summary

Property Type	Single Family Home
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Aug 2013)
Tax Bill	$4,633 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-230-007`

Property Details

APN / Parcel Number

Primary APN	`14-16-230-007`

Exterior

Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	148 ft deep x 88 ft wide

Location & Zoning

Account Number	1416230007
Street Address	355 N PINE ST
City	WATERMAN
State	IL
Zip	60556-9804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PETERSONS ADDITION - LOT 1
Legal Subdivision	PETERSONS ADDITION
Legal Lot Number	1
Jurisdiction	DE KALB IL
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2011
Census Tract	1800

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	355 N PINE ST, WATERMAN, IL 60556-9804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage WINTRUST MORTGAGE
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
Dec 15, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage WINTRUST MORTGAGE
Dec 15, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage WINTRUST MORTGAGE
Dec 17, 2018	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2013 · Amount on Record
Deed Sale	Aug 26, 2013 · Amount on Record
Prior Sale	Oct 31, 2005 · Amount on Record
Deed Document Number	201311111
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	355 N PINE ST, WATERMAN, IL 60556-9804
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 N PINE ST, WATERMAN, IL 60556-9804
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001734
Date	Mar 13, 2024
Instrument	2024001734

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Amount	Amount Recorded
Term	298 Months
Due	Jan 1, 2049

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	355 N PINE ST, WATERMAN, IL 60556-9804
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 N PINE ST, WATERMAN, IL 60556-9804
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005584
Date	Aug 16, 2023
Instrument	2023005584

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Jan 1, 2049

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	355 N PINE ST, WATERMAN, IL 60556-9804
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 N PINE ST, WATERMAN, IL 60556-9804
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000007
Date	Dec 15, 2025
Instrument	2025000007

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Jan 1, 2049

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	355 N PINE ST, WATERMAN, IL 60556-9804
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 N PINE ST, WATERMAN, IL 60556-9804
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010007
Date	Dec 15, 2025
Instrument	2025010007

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Jan 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	355 N PINE ST, WATERMAN, IL 60556-9804
Document Number	0000000787
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	355 N PINE ST WATERMAN IL 605569804, WATERMAN, IL 60556-9804

Mortgage

Document Number	0000000787
Date	Feb 4, 2019
Instrument	787

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Clinton Township
Municipality	Waterman Village
Unified School District	Indian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,723 (+22.12%) Land $15,623 Building $58,100	$221,169 (+22.12%) Land $46,869 Building $174,300
2024	$4,633.00
2023		$60,369 Land $12,793 Building $47,576	$181,107 Land $38,379 Building $142,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERMAN serves 1,497 people · EPA ID IL0370600
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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