355 Monteagle Falls Rd, Monteagle, TN 37356 Property Records

Grundy County property record for 355 Monteagle Falls Rd, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	1 ba · 900 sqft · built 2023
Lot Size	13.2 acres (576,734 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Dec 2018)
Tax Bill	$668 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031106 03402`

Property Details

APN / Parcel Number

Primary APN	`031106 03402`
Alternative APN	`106 03402`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	896 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	576,734 sqft (13.2 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	2,720 sqft
Deck Area	Deck Area
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	355 MONTEAGLE FALLS RD
City	MONTEAGLE
State	TN
Zip	37356-7809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: R02
Legal Subdivision	KRISTY LORRAINE SMITH PROP
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1041
Census Tract	955300

Owner

355 Monteagle Falls Rd is owned and occupied by an individual who bought it in December 2018.

Source: Grundy County records, as of February 24, 2026

Owner of Record	Individual Name on File
Mailing Address	355 MONTEAGLE FALLS RD, MONTEAGLE, TN 37356-7809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA
Sep 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST VISION BANK OF TENNESSEE
Apr 15, 2019	Trustee's Deed, Construction Loan · Construction Mortgage TOLIVER'S PAWN JEWELRY & GUNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Prior Sale	Mar 15, 2008
Deed Document Number	201892641
Deed Book / Page	1100 / 230
Transfer Doc	0000066798
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	355 MONTEAGLE FALLS RD, MONTEAGLE, TN 37356-7809
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 MONTEAGLE FALLS RD, MONTEAGLE, TN 37356-7809

Mortgage

Document Number	01157/2814
Date	Jul 30, 2024
Book Page	1157/2814
Instrument	109545

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	PO BOX 34390, LOUISVILLE, KY 40232

Agreement

Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2039

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Sep 23, 2022
Property Address	601 MONTEAGLE FALLS RD # 355, 355, MONTEAGLE, TN 37356-7854
Document Number	01150/2119
Book / Page	1150 / 2119
Instrument Date	Sep 23, 2022
Instrument	104358
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	STONES RIVER TITLE COMPANY LLC, STONES RIVER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 MONTEAGLE FALLS RD, TULLAHOMA, TN 37388

Mortgage

Document Number	0000104359
Date	Sep 23, 2022
Instrument	104359

Lender

Name	FIRST VISION BANK OF TENNESSEE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Sep 24, 2025

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRUNDY TN
Recording Date	Apr 15, 2019
Property Address	601 MONTEAGLE FALLS RD, MONTEAGLE, TN 37356-7854
Book / Page	001103 / 000377
Instrument Date	Apr 10, 2019
Instrument	93436
Transaction Type	Construction Loan
Record Updated	May 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 MONTEAGLE FALLS RD MONTEAGLE TN 37356, MONTEAGLE, TN 37356

Mortgage

Document Number	0000093436
Date	Apr 15, 2019
Book Page	001103/000377
Instrument	93436

Lender

Name	TOLIVER'S PAWN JEWELRY & GUNS

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 14, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 355 Monteagle Falls Rd was $668, up 443.1% from the year before.

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$668.00 (+443.09%)	$46,825 (+442.9%) Land $14,400 Building $32,425
2024	$123.00 Additional exemption filed	$8,625 (-) Land $7,050 Building $1,575
2023	$123.00 (-35.26%) Additional exemption filed	$8,625 (+0.29%) Land $7,050 Building $1,575
2022	$190.00	$8,600 Land $5,575 Building $3,025	$34,400 Land $22,300 Building $12,100
2020			$187,300 Land $57,600 Building $129,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 355 Monteagle Falls Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Monteagle Falls Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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