355 Klinks Ln, Accident, MD 21520 Property Records

Garrett County property record for 355 Klinks Ln, Accident, MD 21520

Property Summary

Property Type	Rural Home
Details	3 ba · 6,344 sqft · built 1990
Lot Size	45.5 acres (1,984,594 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (Jun 2020)
Tax Bill	$5,302 (2026)
Deeds & Mortgages	Oct 2018 Line of Credit Apr 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-013879`

Property Details

APN / Parcel Number

Primary APN	`05-013879`
Alternative APNs	`5013879` `013879`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	6,344 sqft Total Area
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	1,984,594 sqft (45.5 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	936 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	013879
Street Address	355 KLINKS LN
City	ACCIDENT
State	MD
Zip	21520-1329
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	45.56 AC SE/S PUD MILLER RD BEAR CREEK
Legal Subdivision	BEAR CREEK
Jurisdiction	GARRETT MD
Township / Civil Division	5, ACCIDENT
Census Block Group	2
Census Block	2093
Census Tract	100

Owner

355 Klinks Ln, a rural home, is owned and occupied by two individuals who bought it in June 2020.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	355 KLINKS LN, ACCIDENT, MD 21520-1329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit JUSTICE FEDERAL CREDIT UNION
Jul 21, 2020	Deed of Trust, Construction Loan · Construction Mortgage LOWER
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Feb 19, 2010 · Amount on File
Deed Book / Page	2211 / 88
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	355 KLINKS LN, ACCIDENT, MD 21520-1329
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020970417
Date	Oct 4, 2018
Book Page	2097/0417

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	15704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	355 KLINKS LN, ACCIDENT, MD 21520-1329
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021250192
Date	Apr 4, 2019
Book Page	2125/0192

Lender

Name	JUSTICE FEDERAL CREDIT UNION
Type	Credit Union
Address	CHANTILLY, VA 20151

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Recording Date	Jul 21, 2020
Property Address	355 KLINKS LN, ACCIDENT, MD 21520-1329
Document Number	0022190368
Book / Page	002219 / 000368
Instrument Date	Jul 10, 2020
Transaction Type	Construction Loan
Record Updated	Aug 13, 2020
Title Company	MEYMAX TITLE AGENCY/OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	355 KLINKS LN ACCIDENT MD 215201329, ACCIDENT, MD 21520-1329

Mortgage

Document Number	22190368
Date	Jul 21, 2020
Book Page	002219/000368

Lender

Name	LOWER

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	355 KLINKS LN, ACCIDENT, MD 21520-1329
Document Number	0022180410
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	355 KLINKS LN ACCIDENT MD 215201329, ACCIDENT, MD 21520-1329

Mortgage

Document Number	0022180410
Date	Jul 20, 2020
Book Page	002218/000410

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	355 KLINKS LN, ACCIDENT, MD 21520-1329
Document Number	0021250175
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	355 KLINKS LN ACCIDENT MD 215201329, ACCIDENT, MD 21520-1329

Mortgage

Document Number	0021250175
Date	Apr 4, 2019
Book Page	002125/000175

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 355 Klinks Ln was $5,302 with a homeowner's exemption.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,302.00 Homeowner's exemption	$540,300 Land $49,400 Building $490,900	$540,300 Land $49,400 Building $490,900
2023	$5,386.00 Homeowner's exemption	$458,600 Land $68,400 Building $390,200	$458,600 Land $68,400 Building $390,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 Klinks Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Klinks Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: QCOL.

Nearby Properties on Klinks Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures