Catoosa County property record for 355 Karen Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 2018 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,900 (Apr 2025) |
| Tax Bill | $1,884 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2018 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0011B094000 |
| Primary APN | 0011B094000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Heated Area |
| 1st Floor Area | 1,456 sqft |
| 2nd Floor Area | 759 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Area | 378 sqft |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6947 |
|---|---|
| Old Parcel Number | 0011B094000 |
| Street Address | 355 KAREN DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-8438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 102 EAST RIDGE TERRACE |
| Legal Subdivision | EAST RIDGE TERRACE |
| Legal Lot Number | 102 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30402 |
355 Karen Dr is owned and occupied by an individual who bought it in April 2025.
Source: Catoosa County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 355 KAREN DR, RINGGOLD, GA 30736-8438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2018 | Deed of Trust, Mortgage FIRST VOLUNTEER BANK |
| Apr 27, 2018 | Deed of Trust, Mortgage FIRST VOLUNTEER BANK |
| May 13, 2021 | Grant Deed, Transfer · Conventional with PMI CMG MTG |
| Apr 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE |
| Dec 12, 2018 | Warranty Deed, Transfer · Conventional with PMI PINNACLE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on File |
| Deed Sale | Apr 16, 2025 · Amount on File |
| Prior Sale | May 2, 2024 · Amount on File |
| Deed Document Number | 0002379697 |
| Deed Book / Page | 2379 / 697 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 355 KAREN DR, RINGGOLD, GA 30736-8438 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019320025 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 1932/25 |
| Instrument | 002859 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 48 Months |
| Due | May 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 355 KAREN DR, RINGGOLD, GA 30736-8438 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019320016 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 1932/16 |
| Instrument | 002858 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 48 Months |
| Due | May 1, 2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 13, 2021 |
| Property Address | 355 KAREN DR, RINGGOLD, GA 30736-8438 |
| Document Number | 0021370125 |
| Book / Page | 002137 / 000125 |
| Instrument Date | Apr 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 KAREN DR RINGGOLD GA 307368438, RINGGOLD, GA 30736-8438 |
| Document Number | 21370127 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 002137/000127 |
| Name | CMG MTG |
|---|---|
| Type | Mortgage Company |
| Address | 3160 CROW CANYON RD # 400, SAN RAMON, CA 94583-1382 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 12, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 26, 2021 |
| Property Address | 355 KAREN DR, RINGGOLD, GA 30736-8438 |
| Document Number | 0021370125 |
| Book / Page | 2137 / 125 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021-000925 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 KAREN DR, RINGGOLD, GA 30736-8438 |
| Investor | Possibly a Property Investor |
| Document Number | 0021370000000127 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 0000002137/0000000127 |
| Instrument | 004632 |
| Name | CMG MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Dec 12, 2018 |
| Property Address | 355 KAREN DR, RINGGOLD, GA 30736-8438 |
| Document Number | 0019670333 |
| Book / Page | 001967 / 000333 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Title Company | CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 KAREN DR RINGGOLD GA 30736, RINGGOLD, GA 30736 |
| Document Number | 19670335 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 001967/000335 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2048 |
The 2025 property tax bill for 355 Karen Dr was $1,884.
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,884.00 | $99,258 Land $6,000 Building $93,258 | $248,145 Land $15,000 Building $233,145 |
| 2023 | $1,608.00 (+31.48%) | $71,855 Land $6,000 Building $65,855 | $179,637 Land $15,000 Building $164,637 |
| 2022 | $1,223.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 355 Karen Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 23 (1990–2009) |
| Claims Outside the SFHA | 15 of 23 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 Karen Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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