Callaway County property record for 355 Karen Dr, Holts Summit, MO 65043
| Property Type | Rural Home |
|---|---|
| Details | 12,109 sqft · built 2016 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $11,397 (2023) |
| Deeds & Mortgages | May 2021 Refinance Mar 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07.0-25.0-40-002-002.000 |
| Primary APN | 25-07.0-25.0-40-002-002.000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 12,109 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Lot Area | 54,450 sqft (1.25 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 2507025040002002000 |
|---|---|
| Street Address | 355 KAREN DR |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOTS 93-100 LAKE PARK VILLAGE # 2 & PT SE 1/4 |
| Legal Subdivision | LAKE PARK VILLAGE |
| Legal Lot Number | 93-100 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 70702 |
Source: Callaway County records, as of January 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2642 DREW PERRY RD, JEFFERSON CITY, MO 65109-6334 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE BANK |
| Mar 9, 2018 | Deed of Trust, Mortgage HERITAGE BANK |
| Oct 9, 2018 | Deed of Trust, Mortgage HERITAGE BANK OZARKS |
| Aug 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE BANK |
| Oct 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2013 |
| Deed Sale | Mar 25, 2013 |
| Deed Document Number | 0000443243 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 355 KAREN DR, HOLTS SUMMIT, MO 65043-2519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 246/712 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 246/712 |
| Instrument | 202103673 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 355 KAREN DR, HOLTS SUMMIT, MO 65043-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000240/0000000325 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 0000000240/0000000325 |
| Instrument | 201801322 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 355 KAREN DR, HOLTS SUMMIT, MO 65043-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000241/0000000333 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 0000000241/0000000333 |
| Instrument | 201806667 |
| Name | HERITAGE BANK OZARKS |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 355 KAREN DR, HOLTS SUMMIT, MO 65043-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 244/852 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 244/852 |
| Instrument | 202005699 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 355 KAREN DR, HOLTS SUMMIT, MO 65043-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201906464 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 201906464 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Holts Summit City |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $182,943 (-) | $962,860 (-) | |
| 2024 | $182,943 (-) | $962,860 (-) | |
| 2023 | $11,397.00 (+1.4%) | $182,943 (+1.43%) | $962,860 (+1.43%) |
| 2022 | $11,240.00 (+35.45%) | $180,358 Land $11,400 Building $168,958 | |
| 2021 | $949,250 Land $60,000 Building $889,250 | ||
| 2015 | $8,298.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Callabyte Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
May also be available: Brightspeed, Wisper ISP.
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