355 Junction St, Winona, MN 55987 Property Records

Winona County property record for 355 Junction St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1946
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Tax Bill	$2,010 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2021 Mortgage + 1 more
APN	`32.080.0010`

Property Details

APN / Parcel Number

Primary APN	`32.080.0010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	60 ft deep x 52 ft wide
Garage Area	308 sqft

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Patio Area	126 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	355 JUNCTION ST
City	WINONA
State	MN
Zip	55987-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-21 TWP-107 RANGE-007 CLARK & JOHNSONS ADD LOT-001 BLOCK-001 & LOTS 2 & 3 & TRIANGLE 52' X 60' X 26' IN NE CORNER LOT 4
Legal Range	007
Legal Township	107
Legal Section	21
Legal Subdivision	CLARK & JOHNSONS ADD
Legal Block	1
Legal Lot Number	1-4
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2006
Census Tract	670301

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	355 JUNCTION ST, WINONA, MN 55987-2470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage CITY OF WINONA
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	355 JUNCTION ST, WINONA, MN 55987-2470
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A662399
Date	Aug 26, 2025
Instrument	A662399

Lender

Name	CITY OF WINONA
Type	Government Agency
Address	WINONA, MN 55987

Agreement

Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	355 JUNCTION ST, WINONA, MN 55987-2470
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	632405
Date	Mar 26, 2021
Instrument	632405

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	355 JUNCTION ST, WINONA, MN 55987-2470
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	608417
Date	Feb 21, 2018
Instrument	608417

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,010.00 (+26.1%) Homeowner's exemption	$203,600 (+5.22%) Land $66,000 Building $137,600	$203,600 (+5.22%) Land $66,000 Building $137,600
2025		$193,500 (+8.28%) Land $66,000 Building $127,500	$193,500 (+8.28%) Land $66,000 Building $127,500
2023	$1,594.00 Homeowner's exemption	$178,700 Land $62,200 Building $116,500	$178,700 Land $62,200 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30

May also be available: T-Mobile, Verizon.

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