355 Jamestown Rd, Cobden, IL 62920 Property Records

Union County property record for 355 Jamestown Rd, Cobden, IL 62920

Property Summary

Property Type	Single Family Home
Lot Size	6.52 acres (284,011 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Aug 2018)
Tax Bill	$2,974 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-13-05-354-A`

Property Details

APN / Parcel Number

Primary APN	`07-13-05-354-A`
Alternative APN	`03-13-400-006`

Exterior

Lot Area	284,011 sqft (6.52 acres)

Location & Zoning

Street Address	355 JAMESTOWN RD
City	COBDEN
State	IL
Zip	62920-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S13 T11 R2W MID & E PT SE SE
Legal Range	02W
Legal Township	11
Legal Section	13
Jurisdiction	UNION IL
Township / Civil Division	COBDEN DISTRICT 2
Census Block Group	1
Census Block	1037
Census Tract	950200

Owner

355 Jamestown Rd is owned and occupied by an individual who acquired it in February 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	355 JAMESTOWN RD, COBDEN, IL 62920-3355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 26, 2020	Correction Deed
Aug 13, 2018	Warranty Deed, Transfer · Line of Credit ANNA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Deed Document Number	20181418
Last Transfer Date	Feb 7, 2020
Transfer Doc	02020R0859
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	355 JAMESTOWN RD, COBDEN, IL 62920-3355
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02026R0249
Date	Feb 19, 2026
Instrument	2026R0249

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

Interest

Rate	8.87%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	355 JAMESTOWN RD, COBDEN, IL 62920-3355
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021R1180
Date	May 25, 2021
Instrument	2021R1180

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	229 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3%

May 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION IL
Recording Date	May 26, 2020
Property Address	355 JAMESTOWN RD, COBDEN, IL 62920-3355
Document Number	02020R0859
Instrument Date	Feb 7, 2020
Instrument	2020R0859
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 JAMESTOWN RD, COBDEN, IL 62920-3355

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Aug 13, 2018
Property Address	355 JAMESTOWN RD, COBDEN, IL 62920-3355
Document Number	02018R1418
Instrument Date	Aug 11, 2018
Instrument	2018R1418
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.25
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 JAMESTOWN RD, COBDEN, IL 62920-3355

Mortgage

Document Number	02018R1419
Date	Aug 13, 2018
Instrument	2018R1419

Lender

Name	ANNA STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 355 Jamestown Rd was $2,974 with a homeowner's exemption.

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Union County
Unified School District	Cobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,974.00	$65,350 Land $5,920 Building $59,430	$196,050 Land $17,760 Building $178,290
2022	$2,701.00 Homeowner's exemption	$52,598 Land $4,773 Building $47,825	$157,794 Land $14,319 Building $143,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 355 Jamestown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Jamestown Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BLIP Networks Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: Mediacom Xtream.

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