355 Hull St, Coldwater, MI 49036 Property Records

Branch County property record for 355 Hull St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,120 sqft · built 1971
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,500 (Mar 2007)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-584-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-584-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Lot Area	15,246 sqft (0.35 acres)
Garage Area	616 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	355 HULL ST
City	COLDWATER
State	MI
Zip	49036-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 ORCHARD VIEW ADDN SEC 15 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	ORCHARD VIEW ADD
Legal Lot Number	57
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1026
Census Tract	951400

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	355 HULL ST, COLDWATER, MI 49036-1749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Feb 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2007 · Amount on Record
Deed Sale	Mar 1, 2007 · Amount on Record
Prior Sale	Jun 7, 2006 · Amount on Record
Deed Document Number	20071647
Last Transfer Date	Feb 5, 2020
Transfer Doc	202000823
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	355 HULL ST, COLDWATER, MI 49036-1749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202006681
Date	Oct 2, 2020
Instrument	2020-06681

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 10, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Feb 11, 2020
Property Address	355 HULL ST, COLDWATER, MI 49036-1749
Document Number	202000823
Map Reference	LB 4 PG 9
Instrument Date	Feb 5, 2020
Instrument	2020-00823
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 HULL ST, COLDWATER, MI 49036-1749

Mortgage

Document Number	202000824
Date	Feb 11, 2020
Instrument	2020-00824

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,550 (+48.51%)	$209,100 (+48.51%)
2025	$1,948.00 (+3.67%)	$70,400	$140,800
2024	$1,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Verizon.

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