355 Howell Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 355 Howell Ave, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,536 sqft · built 1915
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jun 2020)
Tax Bill	$8,077 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-0002-0013-00`

Property Details

APN / Parcel Number

Primary APN	`101-0002-0013-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,536 sqft Living Area
Gross Area	3,822 sqft
1st Floor Area	1,314 sqft
2nd Floor Area	842 sqft
Attic	Attic
Attic Area	380 sqft
Basement Area	1,286 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	355 HOWELL AVE
City	CINCINNATI
State	OH
Zip	45220-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	355 HOWELL AVE 40 X 125 SS HOWELL 610 FT E WHITFIELD
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	7200

Owner

355 Howell Ave is owned and occupied by two individuals who bought it in June 2020.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	355 HOWELL AVE, CINCINNATI, OH 45220-2014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 9, 2020	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on File
Deed Sale	Jun 9, 2020 · Amount on File
Prior Sale	Oct 1, 2013 · Amount on File
Deed Document Number	202054017
Deed Book / Page	14185 / 1523
Prior Transfer Date	Oct 14, 2010
Prior Transfer Doc	0000000980
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	355 HOWELL AVE, CINCINNATI, OH 45220-2014
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094386
Date	Aug 4, 2021
Book Page	14473/238
Instrument	2021-0094386

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 9, 2020
Property Address	355 HOWELL AVE, CINCINNATI, OH 45220-2014
Document Number	0000054017
Book / Page	014185 / 001523
Instrument Date	Jun 5, 2020
Instrument	54017
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	355 HOWELL AVE CINCINNATI OH 452202014, CINCINNATI, OH 45220-2014

Mortgage

Document Number	54018
Date	Jun 9, 2020
Book Page	014185/001526
Instrument	54018

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 355 Howell Ave was $8,077, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,077.00 (+3.13%)	$131,271 (-) Land $15,848 Building $115,423	$375,060 Land $45,280 Building $329,780
2024	$7,832.00 (-2.21%)	$131,271 (-) Land $15,848 Building $115,423
2023	$8,009.00 (-2.47%)	$131,271 (+8.71%) Land $15,848 Building $115,423	$375,060 Land $45,280 Building $329,780
2022	$8,212.00 Homeowner's exemption	$120,750 Land $12,677 Building $108,073
2020			$345,000 Land $36,220 Building $308,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 355 Howell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 355 Howell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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