355 Hearthstone Dr, Delaware, OH 43015 Property Records

Delaware County property record for 355 Hearthstone Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,566 sqft · built 1992
Lot Size	0.239 acres (10,392 sqft)
Owner	2 Individual Names on File
Last Sale	$18,400 (May 1992)
Tax Bill	$4,403 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-343-09-005-000`

Property Details

APN / Parcel Number

Primary APN	`519-343-09-005-000`
Alternative APN	`147450.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	866 sqft
Upper Floors Area	700 sqft
Basement Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,392 sqft (0.239 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Patio Area	270 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	355 HEARTHSTONE DR
City	DELAWARE
State	OH
Zip	43015-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5575 SUNNYVIEW FARMS SEC 7
Legal Subdivision	SUNNYVIEW FARMS SEC 7
Legal Lot Number	5575
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1000
Census Tract	10520

Owner

355 Hearthstone Dr is owned and occupied by two individuals who acquired it in December 2014.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	355 HEARTHSTONE DR, DELAWARE, OH 43015-4233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit BRIDGE CU INC
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 1992 · Amount on File
Deed Sale	May 21, 1992 · Amount on File
Last Transfer Date	Dec 5, 2014
Transfer Doc	0000001150
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	355 HEARTHSTONE DR, DELAWARE, OH 43015-4233
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018507
Date	Aug 31, 2023
Book Page	2050/2206
Instrument	202300018507

Lender

Name	BRIDGE CU INC
Type	Credit Union
Address	COLUMBUS, OH 43223

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	355 HEARTHSTONE DR, DELAWARE, OH 43015-4233
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	LEADERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042487
Date	Sep 24, 2021
Book Page	1903/988
Instrument	202100042487

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	355 HEARTHSTONE DR, DELAWARE, OH 43015-4233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STELLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001545
Date	Jan 17, 2017
Book Page	1480/1960
Instrument	201700001545

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 355 Hearthstone Dr was $4,403, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,403.00 (+5.36%)	$88,520 (-) Land $21,530 Building $66,990	$252,900 Land $61,500 Building $191,400
2024	$4,179.00 (-0.19%) Homeowner's exemption	$88,520 (-) Land $21,530 Building $66,990
2023	$4,187.00 Homeowner's exemption	$88,520 Land $21,530 Building $66,990	$252,900 Land $61,500 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 Hearthstone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Hearthstone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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