355 Graefenburg Rd, Waddy, KY 40076 Property Records

Shelby County property record for 355 Graefenburg Rd, Waddy, KY 40076

Property Summary

Property Type	Rural Home
Details	1,812 sqft
Lot Size	30 acres (1,308,020 sqft)
Owner	Individual Name on Record
Tax Bill	$4,039 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-00-058A`

Property Details

APN / Parcel Number

Primary APN	`101-00-058A`
Alternative APN	`0053561`

Interior

Stories	2 Stories
Building Area	1,812 sqft Living Area

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,308,020 sqft (30 acres)
Garage Type	Mixed
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	228 sqft

Location & Zoning

Account Number	0053561
Street Address	355 GRAEFENBURG RD
City	WADDY
State	KY
Zip	40076-6038
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RESIDENTIAL
Legal Description	AGRICULTURAL SUB TR 2
Legal Subdivision	AGRICULTURAL SUB
Legal Tract	2
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	3
Census Block	3005
Census Tract	40101

Owner

Source: Shelby County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	355 GRAEFENBURG RD, WADDY, KY 40076-6038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2017	Deed of Trust, Mortgage COMMONWEALTH CU INC
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	355 GRAEFENBURG RD, WADDY, KY 40076-6038
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1054/333
Date	Aug 10, 2017
Book Page	M1054/333
Instrument	433282

Lender

Name	COMMONWEALTH CU INC
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	355 GRAEFENBURG RD, WADDY, KY 40076-6038
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1217/261
Date	Apr 8, 2021
Book Page	M1217/261
Instrument	471496

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,039.00 (-2.32%)	$355,305 (-)	$355,305 (-)
2023	$4,135.00	$355,305	$355,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000

May also be available: Verizon.

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