Cherokee County property record for 355 Gold Mine Rd, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,560 sqft |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,450 (Oct 2025) |
| Tax Bill | $1,084 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015782-23-3 |
| Primary APN | 015782-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,560 sqft Living Area |
| Exterior Material | Siding |
|---|---|
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Slab |
| Street Address | 355 GOLD MINE RD |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-6724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 355 GOLD MINE RD 5 ACRES DB 169 2985 PB 10H 69 |
| Legal Subdivision | JAMES THOMAS SPENCER ESTATE LANDS |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 970503 |
355 Gold Mine Rd is owned and occupied by an individual who bought it in October 2025.
Source: Cherokee County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 355 STATE ROAD S-11-199, GAFFNEY, SC 29340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) LOWER LLC |
| Oct 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Mar 5, 2024 | Deed, Transfer |
| May 25, 2023 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Prior Sale | Mar 5, 2024 · Amount on File |
| Deed Document Number | 20255324 |
| Deed Book / Page | 189 / 2975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 355 GOLD MINE RD, GAFFNEY, SC 29340-6724 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001922022 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 192/2022 |
| Instrument | 2025-6735 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | BEL AIR, MD 21014 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Oct 1, 2025 |
| Property Address | 355 GOLD MINE RD, GAFFNEY, SC 29340-6724 |
| Document Number | 0001892975 |
| Book / Page | 189 / 2975 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025-5324 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 STATE ROAD S-11-199, GAFFNEY, SC 29340 |
| Document Number | 0020255325 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025-5325 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Mar 5, 2024 |
| Property Address | 355 GOLD MINE RD, GAFFNEY, SC 29340-6724 |
| Document Number | 0001692985 |
| Book / Page | 169 / 2985 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2024-1143 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 378 GOLD MINE RD, GAFFNEY, SC 29340-6724 |
| Investor | Possibly a Property Investor |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | May 25, 2023 |
| Property Address | 355 GOLD MINE RD, GAFFNEY, SC 29340-6724 |
| Document Number | 0001601385 |
| Book / Page | 160 / 1385 |
| Instrument Date | May 19, 2023 |
| Instrument | 202300002931 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 N LAUREL AVE, LANDRUM, SC 29356-1153 |
The 2025 property tax bill for 355 Gold Mine Rd was $1,084 with a homeowner's exemption, up 215.1% from the year before.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,084.00 (+215.12%) Homeowner's exemption | $8,250 (+169.61%) Land $2,000 Building $6,250 | $206,200 (+148.73%) Land $50,000 Building $156,200 |
| 2024 | $344.00 (-76.79%) Homeowner's exemption | $3,060 (-33.19%) Land $920 Building $2,140 | $82,900 (-) Land $26,000 Building $56,900 |
| 2023 | $1,482.00 (+5.33%) | $4,580 (-) Land $1,370 Building $3,210 | $82,900 (-) Land $26,000 Building $56,900 |
| 2022 | $1,407.00 | $4,580 Land $1,370 Building $3,210 | $82,900 Land $26,000 Building $56,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 355 Gold Mine Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2004–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 Gold Mine Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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