355 Frank Bend Ln, Rutledge, TN 37861 Property Records

Grainger County property record for 355 Frank Bend Ln, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,798 sqft · built 2019
Lot Size	3.89 acres (169,448 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029094 01267`

Property Details

APN / Parcel Number

Primary APN	`029094 01267`
Alternative APN	`094 01267`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,798 sqft Living Area
Upper Floors Area	1,512 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	169,448 sqft (3.89 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Open Porch
Shed	1 Shed
Shed Area	960 sqft
Pole Barn	2,160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	355 FRANK BEND LN
City	RUTLEDGE
State	TN
Zip	37861-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: G01
Jurisdiction	GRAINGER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1044
Census Tract	500200

Owner

355 Frank Bend Ln is owned and occupied by two individuals who acquired it in July 2019.

Source: Grainger County records, as of January 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	355 FRANK BEND LN, RUTLEDGE, TN 37861-4320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage GREAT OAKS BANK
Feb 1, 2020	Deed of Trust, Mortgage CITIZENS BK&TR CO/GRAINGER C
Aug 19, 2019	Grant Deed, Construction Loan · Line of Credit CITIZENS BK
Jul 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019
Deed Sale	Jul 3, 2019
Deed Document Number	19005375
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	355 FRANK BEND LN, RUTLEDGE, TN 37861-4320
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	812
Date	Mar 18, 2021
Book Page	392/1396
Instrument	21000812

Lender

Name	GREAT OAKS BANK
Type	Bank
Address	RUTLEDGE, TN 37861

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Mar 16, 2024

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	355 FRANK BEND LN, RUTLEDGE, TN 37861-4320
Document Number	0000007616
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	670 RUTLEDGE PIKE BLAINE TN 377092315, BLAINE, TN 37709-2315

Mortgage

Document Number	0000007616
Date	Feb 4, 2020
Book Page	000382/000113
Instrument	7616

Lender

Name	CITIZENS BK&TR CO/GRAINGER C
Type	Bank
Address	RUTLEDGE, TN 37861-0098

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 3, 2040

Interest

Rate Type	Adjustable Rate

August 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 19, 2019
Property Address	355 FRANK BEND LN, RUTLEDGE, TN 37861-4320
Book / Page	000378 / 000311
Instrument Date	Aug 15, 2019
Instrument	5807
Transaction Type	Construction Loan
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	670 RUTLEDGE PIKE BLAINE TN 377092315, BLAINE, TN 37709-2315

Mortgage

Document Number	0000005807
Date	Aug 19, 2019
Book Page	000378/000311
Instrument	5807

Lender

Name	CITIZENS BK
Type	Bank
Address	8335 RUTLEDGE PIKE, RUTLEDGE, TN 37861-3111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 18, 2020

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAINGER TN
Recording Date	Jul 3, 2019
Property Address	355 FRANK BEND LN, RUTLEDGE, TN 37861-4320
Document Number	0000005375
Book / Page	000377 / 000516
Instrument Date	Jul 2, 2019
Instrument	5375
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 RUTLEDGE PIKE BLAINE TN 377092315, BLAINE, TN 37709-2315

Tax Assessment & Valuation

The 2025 property tax bill for 355 Frank Bend Ln was $2,260.

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,260.00	$96,150 (-) Land $9,975 Building $86,175
2024	$2,260.00	$96,150 (-) Land $9,975 Building $86,175
2023	$2,260.00 (+2.36%)	$96,150 (-) Land $9,975 Building $86,175
2022	$2,208.00	$96,150 Land $9,975 Building $86,175
2021			$384,600 Land $39,900 Building $344,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 Frank Bend Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Frank Bend Ln is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 75% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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