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355 Fairview Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 355 Fairview Ave, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,602 sqft · built 1978
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Dec 2014)
Tax Bill$8,765 (2025)
Deeds & MortgagesMay 2020 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN066-245-013

Property Details

APN / Parcel Number

Primary APN066-245-013

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,602 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address355 FAIRVIEW AVE
CityMORRO BAY
StateCA
Zip93442-2803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY MB MORRO B VST 3 BL 12 LT 15
Legal SubdivisionMORRO BAY VISTA 03
Legal Tract3
Legal Block12
Legal Lot Number15
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2017
Census Tract10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address355 FAIRVIEW AVE, MORRO BAY, CA 93442-2803
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 24, 2014 · Amount on Record
Deed SaleDec 24, 2014 · Amount on Record
Deed Document Number201454689
Prior Transfer DateFeb 9, 1994
Prior Transfer Doc0000017451
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address355 FAIRVIEW AVE, MORRO BAY, CA 93442-2803
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024534
DateMay 20, 2020
Instrument2020024534
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address355 FAIRVIEW AVE, MORRO BAY, CA 93442-2803
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 FAIRVIEW AVE, MORRO BAY, CA 93442-2803

Mortgage

Document Number0000059404
DateOct 22, 2020
Instrument2020059404
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$811,153 (+2%) Land $306,466 Building $504,687
2025$8,765.00 (+3.61%)$795,249 (+4.04%) Land $300,457 Building $494,792
2023$8,460.00 (+6.68%)$764,371 Land $288,791 Building $475,580
2022$7,930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2023)
Claims Outside the SFHA4 of 9
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Ranch Wifi
Fixed Wireless		100 / 20

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