355 Eric Cir, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 355 Eric Cir, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,707 sqft · built 2007
Lot Size	2.93 acres (127,631 sqft)
Owner	Individual Name on Record
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064-20-000-026.02`

Property Details

APN / Parcel Number

Primary APN	`064-20-000-026.02`
Alternative APN	`20256`

Interior

Full Baths	1 Bath
Building Area	1,707 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	127,631 sqft (2.93 acres)
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	20256
Street Address	355 ERIC CIR
City	PONTOTOC
State	MS
Zip	38863-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.93 AC NE1/4 20061512 3/23/06 20070829 1/9/07 20085110 10/13/08 20103106-07 8/18 20130261 1/22/13 20131996 4/9/13 20131997
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	1
Census Block	1036
Census Tract	950200

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	355 ERIC CIR, PONTOTOC, MS 38863-5909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 2, 2019	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2019
Deed Sale	May 2, 2019
Prior Sale	Dec 16, 2014
Deed Document Number	2019001666
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	355 ERIC CIR, PONTOTOC, MS 38863-5909
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 ERIC CIR, PONTOTOC, MS 38863-5909

Mortgage

Document Number	2025004438
Date	Nov 21, 2025
Instrument	2025004438

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	May 2, 2019
Property Address	355 ERIC CIR, PONTOTOC, MS 38863-5909
Document Number	2019001666
Instrument Date	Apr 2, 2019
Instrument	2019001666
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 ERIC CIR, PONTOTOC, MS 38863-5909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	355 ERIC CIR, PONTOTOC, MS 38863-5909

Mortgage

Document Number	2019001667
Date	May 2, 2019
Instrument	2019001667

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00 (+1.08%) Homeowner's exemption	$13,902 (+1.06%)	$139,018 (+1.06%) Land $10,950 Building $128,068
2023	$1,758.00 Homeowner's exemption	$13,756	$137,562 Land $10,950 Building $126,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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