355 Edge Ave, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 355 Edge Ave, Valparaiso, FL 32580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,065 sqft · built 1956
Lot Size	0.258 acres (11,249 sqft)
Owner	Trust Name on File
Last Sale	$160,000 (Jun 2018)
Tax Bill	$1,112 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-0454-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-0454-1`
Alternative APN	`12-1S-23-253F-0003-0050`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,065 sqft Heated Area
Gross Area	1,501 sqft
1st Floor Area	1,065 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,249 sqft (0.258 acres)
Lot Width	75 ft Width
Porch	Open Porch
Porch Area	72 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	355 EDGE AVE
City	VALPARAISO
State	FL
Zip	32580-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALPARAISO PLAT # 15 LOT 5 BLK 3
Legal Range	23
Legal Township	01S
Legal Section	12
Legal Subdivision	VALPARAISO PLAT 15
Legal Block	3
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3022
Census Tract	21200

Owner

355 Edge Ave is owner-occupied and held in a trust since June 2018.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Trust Name on File
Mailing Address	355 EDGE AVE, VALPARAISO, FL 32580-1068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Oct 12, 2018	Loan Modification, Mortgage · Conventional Mortgage HANCOCK WHITNEY BK
Oct 12, 2018	Loan Modification, Mortgage · Line of Credit HANCOCK WHITNEY BK
Jun 6, 2018	Warranty Deed, Transfer · Commercial Mortgage HANCOCK WHITENY BANK
Dec 15, 2017	Warranty Deed, Transfer LIGHTHOUSE LAND TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Dec 15, 2017 · Amount on File
Deed Document Number	3211600
Deed Book / Page	3353 / 1688
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	355 EDGE AVE, VALPARAISO, FL 32580-1068
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033722000
Date	Oct 24, 2018
Book Page	3372/2000
Instrument	3239593

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	355 EDGE AVE, VALPARAISO, FL 32580-1068
Document Number	0033770849
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 EDGE AVE VALPARAISO FL 325801068, VALPARAISO, FL 32580-1068

Mortgage

Document Number	0033770849
Date	Dec 4, 2018
Book Page	003377/000849
Instrument	3246642

Lender

Name	HANCOCK WHITNEY BK
Address	NICEVILLE, FL 32578

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	355 EDGE AVE, VALPARAISO, FL 32580-1068
Document Number	0033770769
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	OLD SOUTH LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 EDGE AVE VALPARAISO FL 325801068, VALPARAISO, FL 32580-1068

Mortgage

Document Number	0033770769
Date	Dec 4, 2018
Book Page	003377/000769
Instrument	3246627

Lender

Name	HANCOCK WHITNEY BK
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 6, 2018
Property Address	355 EDGE AVE, VALPARAISO, FL 32580-1068
Document Number	0033531688
Book / Page	3353 / 1688
Map Reference	MB1 PG154
Instrument Date	May 31, 2018
Instrument	3211600
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 ROSEWOOD WAY, 1306, NICEVILLE, FL 32578-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	839 WICKS WELL RD, MADISONVILLE, KY 42431-8444

Mortgage

Document Number	0003211601
Date	Jun 6, 2018
Instrument	3211601

Lender

Name	HANCOCK WHITENY BANK
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 15, 2017
Property Address	355 EDGE AVE, VALPARAISO, FL 32580-1068
Document Number	0033295003
Book / Page	3329 / 5003
Map Reference	MB1 PG154
Instrument Date	Dec 7, 2017
Instrument	3178001
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	LIGHTHOUSE LAND TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 LOUISE DR, 125, CRESTVIEW, FL 32536-4231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 EDGE AVE, VALPARAISO, FL 32580-1068

Tax Assessment & Valuation

The 2025 property tax bill for 355 Edge Ave was $1,112 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Valparaiso City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,112.00 Homeowner's exemption	$116,165	$174,533 Land $72,060 Building $102,473
2023	$992.00 (+3.87%) Homeowner's exemption	$109,603 (+3%)	$167,047 (+11.24%) Land $60,823 Building $106,224
2022	$955.00 Homeowner's exemption	$106,411	$150,172 Land $50,371 Building $99,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 Edge Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Edge Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
City of Valparaiso Cable	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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