355 E Surf Rd, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 355 E Surf Rd, Ocean City, NJ 08226

Property Summary

Property Type	Single Family Home
Details	1,566 sqft · built 2022
Lot Size	0.355 acres (15,464 sqft)
Owner	Company Name on Record
Last Sale	$899,000 (Sep 2019)
Tax Bill	$21,591 (2024)
Deeds & Mortgages	Dec 2024 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`08 00070-29-00025`

Property Details

APN / Parcel Number

Primary APN	`08 00070-29-00025`
Alternative APNs	`08-00070-29-00025-01` `0800070002900025`

Interior

Stories	3 Stories
Building Area	1,566 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	15,464 sqft (0.355 acres)
Lot Dimensions	118 ft deep x 135 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	08000702900025
Street Address	355 E SURF RD
City	OCEAN CITY
State	NJ
Zip	08226-4563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OB25G L2517
Legal Subdivision	MCLAUGHLIN CONOVER CO PLAN J
Legal Block	70.29
Legal Lot Number	25.1
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	2
Census Block	2038
Census Tract	20201

Owner

Source: Cape May County and Ocean City records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	79 CHESTNUT ST, RIDGEWOOD, NJ 07450-2563
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK
Jun 1, 2021	Deed, Transfer
Sep 23, 2019	Grant Deed, Transfer FREEDOM TITLE
Jan 31, 2018	Grant Deed, Transfer TRIDENT LAND TRANSFER COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Jan 31, 2018 · Amount on Record
Deed Document Number	2019107333
Deed Book / Page	3876 / 918
Last Transfer Date	May 21, 2021
Transfer Doc	0039880210
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	355 E SURF RD, OCEAN CITY, NJ 08226-4563
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053886
Date	Dec 10, 2024
Book Page	M6771/311
Instrument	2024053886

Lender

Name	MORGAN STANLEY PRIVATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jun 1, 2021
Property Address	355 E SURF RD, OCEAN CITY, NJ 08226-4563
Document Number	0000026915
Book / Page	3988 / 210
Instrument Date	May 21, 2021
Instrument	2021026915
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 CHESTNUT ST, RIDGEWOOD, NJ 07450-2563

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Sep 23, 2019
Property Address	355 E SURF RD, OCEAN CITY, NJ 08226-4563
Document Number	0038760918
Book / Page	003876 / 000918
Instrument Date	Sep 6, 2019
Instrument	107333
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Tax	$899.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	79 CHESTNUT ST RIDGEWOOD NJ 074502563, RIDGEWOOD, NJ 07450-2563

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 31, 2018
Property Address	355 E SURF RD, OCEAN CITY, NJ 08226-4563
Document Number	0037740736
Book / Page	003774 / 000736
Instrument Date	Jan 24, 2018
Instrument	43930
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	TRIDENT LAND TRANSFER COMPANY

Transaction

Amount	Amount Recorded
Tax	$601.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4968 ASTOR CT LONG GROVE IL 600475258, LONG GROVE, IL 60047-5258

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,242,800 (-) Land $1,839,800 Building $3,403,000	$5,242,800 (-) Land $1,839,800 Building $3,403,000
2025		$5,242,800 (+172.44%) Land $1,839,800 Building $3,403,000	$5,242,800 (+172.44%) Land $1,839,800 Building $3,403,000
2024	$21,591.00 (+9.03%)
2023		$1,924,400 Land $1,924,400	$1,924,400 Land $1,924,400
2022	$19,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 372 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	471 units insured incl. 99 condo units
Nearby Flood Claims	97 (1978–2012)
Claims Outside the SFHA	1 of 97
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 79 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'eas, Nov 2009 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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