Black Hawk County property record for 355 Derbyshire Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,906 sqft · built 1940 |
| Lot Size | 0.205 acres (8,940 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jan 2023) |
| Tax Bill | $4,516 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-34-404-017 |
| Primary APN | 8913-34-404-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,906 sqft Living Area |
| 1st Floor Area | 818 sqft |
| Basement Area | 818 sqft |
| Finished Basement | 325 sqft |
| Unfinished Basement | 818 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,940 sqft (0.205 acres) |
| Lot Dimensions | 149 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 355 DERBYSHIRE RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT HILLS ADDITION LOT 25 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | PROSPECT HILLS ADDITION |
| Legal Lot Number | 25 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 1400 |
355 Derbyshire Rd is owned and occupied by two individuals who bought it in January 2023.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 355 DERBYSHIRE RD, WATERLOO, IA 50701-4254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2023 · Amount on File |
| Deed Sale | Jan 25, 2023 · Amount on File |
| Deed Document Number | 202310655 |
| Prior Transfer Date | Jun 20, 2019 |
| Prior Transfer Doc | 0000019241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 25, 2023 |
| Property Address | 355 DERBYSHIRE RD, WATERLOO, IA 50701-4254 |
| Document Number | 202300010655 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 202300010655 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2023 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 355 DERBYSHIRE RD, WATERLOO, IA 50701-4254 |
| Document Number | 202300010657 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 202300010657 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 355 Derbyshire Rd was $4,516 with a homeowner's exemption, down 2.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,516.00 (-2.29%) Homeowner's exemption | $232,200 Land $24,480 Building $207,720 | $232,200 Land $24,480 Building $207,720 |
| 2024 | $4,622.00 | ||
| 2023 | $223,280 (+22.08%) Land $24,480 Building $198,800 | $223,280 Land $24,480 Building $198,800 | |
| 2022 | $3,672.00 Homeowner's exemption | $182,890 Land $24,480 Building $158,410 | |
| 2021 | $182,890 Land $24,480 Building $158,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 355 Derbyshire Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 355 Derbyshire Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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