355 Cosmo St, Lafayette, OR 97127 Property Records

Yamhill County property record for 355 Cosmo St, Lafayette, OR 97127

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,296 sqft · built 2003
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$284,900 (May 2019)
Tax Bill	$2,559 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R4401DA 00714`

Property Details

APN / Parcel Number

Primary APN	`R4401DA 00714`
Alternative APNs	`001520498` `520498`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	896 sqft
Attic	Attic
Attic Area	400 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	355 COSMO ST
City	LAFAYETTE
State	OR
Zip	97127-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 14 IN LAFAYETTE ESTATES
Legal Range	04W
Legal Township	04S
Legal Section	01
Legal Subdivision	LAFAYETTE ESTATES
Legal Lot Number	14
Jurisdiction	YAMHILL OR
Township / Civil Division	NEWBERG
Census Block Group	4
Census Block	4000
Census Tract	30304

Owner

Source: Yamhill County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	355 COSMO ST, LAFAYETTE, OR 97127-6102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Deed Document Number	20196407
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	355 COSMO ST, LAFAYETTE, OR 97127-6102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020529
Date	Nov 16, 2020
Instrument	202020529

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	May 21, 2019
Property Address	355 COSMO ST, LAFAYETTE, OR 97127-6102
Document Number	0000006407
Instrument Date	May 20, 2019
Instrument	201906407
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 COSMO ST, 355, LAFAYETTE, OR 97127-6102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 COSMO ST, LAFAYETTE, OR 97127-6102

Mortgage

Document Number	0000006408
Date	May 21, 2019
Instrument	201906408

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	Lafayette City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,559.00 (+2.65%)	$174,714 (+3%)	$374,323 (-0.62%) Land $172,225 Building $202,098
2024	$2,493.00 (+2.76%)	$169,625 (+3%)	$376,657 (+0.02%) Land $167,281 Building $209,376
2023	$2,426.00 (+1.98%)	$164,684 (+3%)	$376,594 (+5.17%) Land $165,009 Building $211,585
2022	$2,379.00	$159,887	$358,091 Land $159,569 Building $198,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hunter Communications.

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