355 Commonwealth Ave, #357, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 355 Commonwealth Ave, #357, Concord, MA 01742

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,966 sqft · built 1892
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Dec 2019)
Tax Bill	$10,608 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CONC M:8D B:2155`

Property Details

APN / Parcel Number

Primary APN	`CONC M:8D B:2155`
Alternative APNs	`M:00008D B:02155-00000` `1406`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,966 sqft Living Area
Gross Area	3,799 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1955
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1406
Street Address	355 COMMONWEALTH AVE, 357
City	CONCORD
State	MA
Zip	01742-2003
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C
Legal Block	2155
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4001
Census Tract	361200

Owner

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	355 COMMONWEALTH AVE, 357, CONCORD, MA 01742-2003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 12, 2019	Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Feb 4, 2015 · Amount on Record
Deed Document Number	20196592
Deed Book / Page	73811 / 171
Prior Transfer Date	Nov 27, 2019
Prior Transfer Doc	73811-171
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	355-357 COMMONWEALTH AVE, CONCORD, MA 01742
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078271-87
Date	Jul 19, 2021
Book Page	78271/87
Instrument	161750

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Dec 12, 2019
Property Address	355-357 COMMONWEALTH AVE, CONCORD, MA 01742
Document Number	73811-171
Book / Page	73811 / 171
Instrument Date	Nov 27, 2019
Instrument	196592
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 COMMONWEALTH AVE # 357, 357, CONCORD, MA 01742-2003

Mortgage

Document Number	196593
Date	Dec 12, 2019
Instrument	196593

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,608.00 (+3.26%)	$800,000 (+2.25%) Land $404,200 Building $395,800
2024	$10,273.00 (+6.31%)	$782,400 (+4.94%) Land $404,200 Building $378,200
2023	$9,663.00	$745,600 Land $367,400 Building $378,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Concord Light Broadband.

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