355 Co Rd 1408, Cullman, AL 35058 Property Records

Cullman County property record for 355 Co Rd 1408, Cullman, AL 35058

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (May 2020)
Tax Bill	$267 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-07-35-0-001-035.009`

Property Details

APN / Parcel Number

Primary APN	`09-07-35-0-001-035.009`
Alternative APNs	`217671` `40043`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Base Area
1st Floor Area	1,056 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	217671
Street Address	355 COUNTY ROAD 1408
City	CULLMAN
State	AL
Zip	35058-0540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 LAKELAND EAST
Legal Subdivision	LAKELAND EAST
Legal Lot Number	9
Jurisdiction	CULLMAN AL
Township / Civil Division	CULLMAN
Census Block Group	1
Census Block	1050
Census Tract	964902

Owner

355 Co Rd 1408 is owned and occupied by two individuals who bought it in May 2020.

Source: Cullman County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	355 COUNTY ROAD 1408, CULLMAN, AL 35058-0540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Deed Book / Page	695 / 905
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULLMAN AL
Recording Date	Sep 10, 2026
Property Address	355 COUNTY ROAD 1408, CULLMAN, AL 35058-0540
Document Number	2182000185
Book / Page	2182 / 185
Instrument Date	Sep 4, 2026
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 COUNTY ROAD 1408, CULLMAN, AL 35058-0540

Mortgage

Document Number	2182000185,
Date	Sep 10, 2026
Book Page	2182/185

Lender

Name	PEOPLES BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 10, 2031

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 355 Co Rd 1408 was $267 with a homeowner's exemption.

Source: Cullman County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cullman County
Unified School District	Cullman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$267.00 Homeowner's exemption	$12,000	$120,000 Land $25,600 Building $94,400
2023	$233.00 (+12.56%) Homeowner's exemption	$10,700 (+10.08%)	$106,800 (+9.99%) Land $23,100 Building $83,700
2022	$207.00 Homeowner's exemption	$9,720	$97,100 Land $21,000 Building $76,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 355 Co Rd 1408 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Co Rd 1408 is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSONS CROSSING WATER SYSTEM serves 3,570 people · EPA ID AL0000408
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Sprout Fiber Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 1408

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