355 Calle Borrego, San Clemente, CA 92672 Property Records

Orange County property record for 355 Calle Borrego, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,413 sqft · built 1977
Lot Size	0.038 acres (1,663 sqft)
Owner	Individual Name on Record
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Sep 2018 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`691-134-58`

Property Details

APN / Parcel Number

Primary APN	`691-134-58`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,413 sqft Living Area
Gross Area	1,860 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	1,663 sqft (0.038 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	355 CALLE BORREGO
City	SAN CLEMENTE
State	CA
Zip	92672-4834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7351 BLK LOT 172
Legal Subdivision	TRACT NO 7351
Legal Tract	7351
Legal Lot Number	172
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1006
Census Tract	42206

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	355 CALLE BORREGO, SAN CLEMENTE, CA 92672-4834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Sep 20, 2018	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Oct 14, 2020	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 12, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	355 CALLE BORREGO, SAN CLEMENTE, CA 92672-4834
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 CALLE BORREGO, SAN CLEMENTE, CA 92672-4834

Mortgage

Document Number	0000211986
Date	Jun 10, 2022
Instrument	2022000211986

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	927 Months
Due	Sep 4, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.02%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 2, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.02%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	355 CALLE BORREGO, SAN CLEMENTE, CA 92672-4834
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000344223
Date	Sep 20, 2018
Instrument	2018000344223

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Sep 4, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.84%
Type Change Date	Oct 1, 2019
Change Frequency	Annually
Index	LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	355 CALLE BORREGO, SAN CLEMENTE, CA 92672-4834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 CALLE BORREGO, SAN CLEMENTE, CA 92672-4834

Mortgage

Document Number	0000571591
Date	Oct 14, 2020
Instrument	2020000571591

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	947 Months
Due	Sep 4, 2099

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	355 CALLE BORREGO, SAN CLEMENTE, CA 92672-4834
Document Number	0000571592
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/STHRN CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 CALLE BORREGO SAN CLEMENTE CA 926724834, SAN CLEMENTE, CA 92672-4834

Mortgage

Document Number	0000571592
Date	Oct 14, 2020
Instrument	571592

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Oct 13, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.6%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	355 CALLE BORREGO, SAN CLEMENTE, CA 92672-4834
Document Number	0000344224
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 CALLE BORREGO SAN CLEMENTE CA 926724834, SAN CLEMENTE, CA 92672-4834

Mortgage

Document Number	0000344224
Date	Sep 20, 2018
Instrument	344224

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Sep 19, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.84%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$243,417 (+2%) Land $88,215 Building $155,202
2025	$2,982.00 (+7.54%) Homeowner's exemption	$238,645 (+4.04%) Land $86,486 Building $152,159
2023	$2,773.00 (+3.66%) Homeowner's exemption	$229,379 Land $83,128 Building $146,251
2022	$2,675.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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