355 Clay St, Oakland, TN 38060 Property Records

Fayette County property record for 355 Clay St, Oakland, TN 38060

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,596 sqft · built 1950
Lot Size	1.74 acres (75,794 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Aug 2026)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Aug 2026 Sale Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087P-H-002.00`

Property Details

APN / Parcel Number

Primary APN	`087P-H-002.00`
Alternative APNs	`08087PH087P00200` `024087P H 00200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,596 sqft Living Area
Gross Area	2,877 sqft
1st Floor Area	1,816 sqft
Upper Floors Area	780 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	75,794 sqft (1.74 acres)
Garage Type	Attached
Garage Area	281 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	300 sqft
Patio Area	320 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	355 CLAY ST
City	OAKLAND
State	TN
Zip	38060-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIS 2000 87P C 12.00 CHG FROM 87I C 30.00-2011
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2028
Census Tract	60404

Owner

355 Clay St is owned by a company that bought it in August 2026.

Source: Fayette County records, as of August 20, 2026

Owner of Record	Company Name on File
Mailing Address	11781 MAGNOLIA PARK CT, LAS VEGAS, NV 89141-6029
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer REALTY TITLE INC, REALTY TITLE
Jan 10, 2017	Warranty Deed, Transfer · VA Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Prior Sale	Jan 10, 2017 · Amount on File
Deed Document Number	20265267
Transfer Doc	0120007146
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Aug 7, 2026
Property Address	355 CLAY ST, OAKLAND, TN 38060-4231
Document Number	0000005267
Instrument Date	Jul 30, 2026
Instrument	20265267
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	REALTY TITLE INC, REALTY TITLE

Transaction

Amount	Amount on Record
Tax	$71,003.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11781 MAGNOLIA PARK CT, LAS VEGAS, NV 89141-6029

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Jan 10, 2017
Property Address	355 CLAY ST, OAKLAND, TN 38060-4231
Document Number	0000000196
Instrument Date	Dec 20, 2016
Instrument	17000196
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 CLAY ST, OAKLAND, TN 38060-4231

Mortgage

Document Number	0000000197
Date	Jan 10, 2017
Instrument	17000197

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 355 Clay St was $1,027, up 68.4% from the year before.

Source: Fayette County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00 (+68.36%)	$65,625 Land $19,625 Building $46,000	$262,500 Land $78,500 Building $184,000
2024	$610.00
2023		$48,150 (-) Land $14,500 Building $33,650
2022	$825.00	$48,150 Land $14,500 Building $33,650
2021			$192,600 Land $58,000 Building $134,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 355 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Clay St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

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