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355 Charlotte St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 355 Charlotte St, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1999
Square Footage5,496 sqft Living Area
Lot Size26,136 sqft (0.6 acres)
OccupancyOwner Occupied
Last Sale$905,000 (2016)
Tax Bill$23,606.00 (2025)

Property Details

APN / Parcel Number

Primary APN201130-0000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures20 Plumbing Fixtures
Building Area5,496 sqft Living Area
1st Floor2,181 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area26,136 sqft (0.6 acres)
Depth X Width183 ft x 151 ft Depth x Width
Garage Area622 sqft Garage
Pool Area630 sqft Pool
Patio Area2,500 sqft Patio
Porch Area537 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address355 CHARLOTTE ST
CitySAINT AUGUSTINE
StateFL
Zip32084-5034
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY OF ST AUG LOT 7 BLK 43-A OR4145/204
Legal Range30E
Legal Township07S
Legal Section20
Legal SubdivisionCITY OF ST AUGUSTINE
Legal Block43
Legal Lot Number7
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1029
Census Tract20500

Owner

Source: St. Johns County records · APN 201130-0000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address355 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ANGEL OAK HOME LOANS LLC
Apr 11, 2018Deed of Trust, Mortgage
ANGEL OAK HM LOANS
May 26, 2017Deed of Trust, Mortgage · Line of Credit
REUNION BK/FL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2016 · Amount on Record
Deed SaleFeb 02, 2016 · Amount on Record
Deed Doc Number20166597
Deed Book / Page4145 / 204
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address355 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034

Mortgage

Document Number0053440920
DateAug 16, 2021
Book Page5344/920
Instrument2021090419
Lender
NameANGEL OAK HOME LOANS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address355 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034
Document Number0045320597
Instrument DateApr 11, 2018
Transaction TypeMortgage
Record UpdatedMay 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address355 CHARLOTTE ST ST AUGUSTINE FL 320845034, ST AUGUSTINE, FL 32084-5034

Mortgage

Document Number0045320597
DateApr 16, 2018
Book Page004532/000597
Instrument25481
Lender
NameANGEL OAK HM LOANS
Address3060 PEACHTREE RD NW # 500, ATLANTA, GA 30305-2239
Agreement
AmountAmount Recorded
Term360 Months
DueApr 15, 2048

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address355 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5034
Document Number0043891678
Book / Page004389 / 001678
Instrument DateMay 26, 2017
Transaction TypeMortgage
Record UpdatedJun 27, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 CHARLOTTE ST ST AUGUSTINE FL 320845034, ST AUGUSTINE, FL 32084-5034

Mortgage

Document Number0043891678
DateJun 16, 2017
Book Page004389/001678
Instrument41510
Lender
NameREUNION BK/FL
TypeBank
Address3615 CLYDE MORRIS BLVD, PORT ORANGE, FL 32129-2355
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,260,969 (+2.7%)$2,456,975 (-0.41%) Land $1,248,015 Building $1,208,960
2025$23,606.00 (+7.5%) Homeowner's exemption$1,227,818 (+2.9%)$2,466,992 (+1.25%) Land $1,248,015 Building $1,218,977
2024$21,959.00 (+2.23%) Homeowner's exemption$1,193,215 (+3%)$2,436,479 (-4.19%) Land $1,248,015 Building $1,188,464
2023$21,480.00 (+2.73%) Homeowner's exemption$1,158,461 (+3%)$2,543,086 (+44.04%) Land $1,248,015 Building $1,295,071
2022$20,909.00 Homeowner's exemption$1,124,719$1,765,484 Land $886,865 Building $878,619

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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