355 Charles St, Banning, CA 92220 Property Records

Riverside County property record for 355 Charles St, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,175 sqft · built 1947
Lot Size2.38 acres (104,108 sqft)
Owner2 Individual Names on Record
Last Sale$167,000 (Aug 2008)
Tax Bill$3,260 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN543-060-013

Property Details

APN / Parcel Number

Primary APN543-060-013

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,175 sqft Living Area
Gross Area1,575 sqft
1st Floor Area1,175 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Construction TypeWood
Roof MaterialGravel
Lot Area104,108 sqft
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address355 CHARLES ST
CityBANNING
StateCA
Zip92220-6129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description2.39 ACRES IN POR BLK 58 MB 005/186 MAP OF PART OF BANNING COLONY LANDS
Legal SubdivisionMAP OF PART OF BANNING COLONY LANDS
Legal Block58
Legal Lot Number58
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group2
Census Block2011
Census Tract44300

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address355 CHARLES ST, BANNING, CA 92220-6129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2008 · Amount on Record
Deed SaleAug 28, 2008 · Amount on Record
Prior SaleFeb 19, 2008 · Amount on Record
Deed Document Number2008476101
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address355 CHARLES ST, BANNING, CA 92220-6129
Transaction TypeMortgage
Record UpdatedOct 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 CHARLES ST, BANNING, CA 92220-6129

Mortgage

Document Number0000307116
DateOct 18, 2023
Instrument2023-0307116
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,350 (+2%) Land $111,636 Building $132,714
2025$3,260.00 (+2.26%) Homeowner's exemption$239,560 (+4.04%) Land $109,448 Building $130,112
2023$3,188.00 (+2.18%) Homeowner's exemption$230,259 Land $105,199 Building $125,060
2022$3,120.00
2021$288,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 54% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Charles St

Nearby Streets

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