355 Cavitt Ct, Waco, TX 76706 Property Records

McLennan County property record for 355 Cavitt Ct, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,120 sqft · built 2020
Lot Size	0.286 acres (12,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,250 (May 2026)
Tax Bill	$4,061 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`44-008507-000312-0`

Property Details

APN / Parcel Number

Primary APN	`44-008507-000312-0`
Alternative APN	`383894`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	2,120 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	132 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	200 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	355 CAVITT CT
City	WACO
State	TX
Zip	76706-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY RANCH PUD PHASE THREE LOT 12 BLOCK 3 ACRES .286
Legal Subdivision	LIBERTY RANCH PUD PHASE THREE
Legal Block	3
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1015
Census Tract	2000

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	355 CAVITT CT, WACO, TX 76706-4815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage WALLICK & VOLK INC
May 13, 2026	Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 26, 2024	Warranty Deed, Transfer
Jan 21, 2020	Deed of Trust, Mortgage AMERICAN BANK NA
Nov 9, 2020	Deed of Trust, Mortgage · Loan Assumption THRIVENT FCU
Jul 31, 2020	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Jul 26, 2024
Deed Document Number	202615150
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	0000026046
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	355 CAVITT CT, WACO, TX 76706-4815
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017163
Date	Apr 29, 2022
Instrument	2022017163

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 13, 2026
Property Address	355 CAVITT CT, WACO, TX 76706-4815
Document Number	0000015150
Instrument Date	May 13, 2026
Instrument	2026.15150
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 CAVITT CT, WACO, TX 76706-4815

Mortgage

Document Number	0000015151,
Date	May 13, 2026
Instrument	2026.15151

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 26, 2024
Property Address	355 CAVITT CT, WACO, TX 76706-4815
Document Number	0000030429
Map Reference	DOC 2018017761
Instrument Date	Jul 26, 2024
Instrument	2024030429
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 CAVITT CT, ROBINSON, TX 76706-4815

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	355 CAVITT CT, WACO, TX 76706-4815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001930
Date	Jan 21, 2020
Instrument	2020001930

Lender

Name	AMERICAN BANK NA
Type	Bank
Address	WACO, TX 76715

Agreement

Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	355 CAVITT CT, WACO, TX 76706-4815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039940
Date	Nov 9, 2020
Instrument	2020039940

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 31, 2020
Property Address	355 CAVITT CT, WACO, TX 76706-4815
Document Number	0000026046
Map Reference	DOC 201807761
Instrument Date	Jul 30, 2020
Instrument	2020026046
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 HILLSIDE DR, 360, ROBINSON, TX 76706-7123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 ANNAPOLIS ST W, SAINT PAUL, MN 55118-5014

Mortgage

Document Number	0000026047
Date	Jul 31, 2020
Instrument	2020026047

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Robinson City
Unified School District	Robinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,820 (-6.08%) Land $56,560 Building $407,260	$463,820 (-6.08%) Land $56,560 Building $407,260
2025	$4,061.00 (-37.06%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$493,850 (+6.32%) Land $51,450 Building $442,400	$493,850 (+6.32%) Land $51,450 Building $442,400
2024	$6,452.00 (+3.17%)
2023		$464,480 Land $51,450 Building $413,030	$464,480 Land $51,450 Building $413,030
2022	$6,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROBINSON serves 11,900 people · EPA ID TX1550010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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