355 Calvert St, Chestertown, MD 21620 Property Records

Kent County property record for 355 Calvert St, Chestertown, MD 21620

Property Summary

Property Type	Townhouse
Details	1 ba · 1,140 sqft · built 1969
Lot Size	0.06 acres (2,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Mar 2023)
Tax Bill	$1,882 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-005481`

Property Details

APN / Parcel Number

Primary APN	`04-005481`
Alternative APNs	`4005481` `005481`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,140 sqft Total Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,620 sqft (0.06 acres)
Lot Dimensions	131 ft deep x 20 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	005481
Street Address	355 CALVERT ST
City	CHESTERTOWN
State	MD
Zip	21620-1303
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-5
Legal Description	LOT 20X131 355 CALVERT ST CHESTERTOWN
Legal Lot Number	355
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	4
Census Block	4010
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chestertown Historic District (Boundary Increase) listed 1984 · 456 contributing resources · NRIS 84001808

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 MORGAN CREEK RD, EARLEVILLE, MD 21919-1034
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Jun 28, 2019	Grant Deed, Transfer TURNKEY TITLE
Jan 23, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Book / Page	1300 / 155
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	355 CALVERT ST, CHESTERTOWN, MD 21620-1303
Document Number	0010390131
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	320 ACASTA DR MIDDLETOWN DE 197099800, MIDDLETOWN, DE 19709-9800

Mortgage

Document Number	0010390131
Date	Jan 9, 2020
Book Page	001039/000131

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Jun 28, 2019
Property Address	355 CALVERT ST, CHESTERTOWN, MD 21620-1303
Document Number	0010060199
Book / Page	001006 / 000199
Instrument Date	Jun 10, 2019
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	TURNKEY TITLE

Transaction

Amount	Amount Recorded
Tax	$26.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	320 ACASTA DR MIDDLETOWN DE 197099800, MIDDLETOWN, DE 19709-9800

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENT MD
Recording Date	Jan 23, 2019
Property Address	355 CALVERT ST, CHESTERTOWN, MD 21620-1303
Document Number	0009840008
Book / Page	000984 / 000008
Instrument Date	Oct 15, 2018
Transaction Type	Foreclosure
Record Updated	Feb 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	14405 WALTERS RD #200 HOUSTON TX 770141345, 200, HOUSTON, TX 77014-1345

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,882.00 (+2.51%)	$120,100 (+12.45%)	$125,900 (+7.42%) Land $50,100 Building $75,800
2025	$1,836.00 (+16.06%)
2023	$1,582.00	$106,800	$117,200 Land $45,100 Building $72,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 individual policies
Nearby Flood Policies	52 units insured incl. 12 condo units
Nearby Flood Claims	31 (1979–2024)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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