Warren County and Harmony Township property record for 355 Brainards Rd, Phillipsburg, NJ 08865
| Property Type | Single Family Home |
|---|---|
| Details | 3,273 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $588,888 (Jan 2024) |
| Tax Bill | $10,561 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00035-0000-00001-01 |
| Primary APN | 10-00035-0000-00001-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,273 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Lot Area | 43,560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 355 BRAINARDS RD |
|---|---|
| City | PHILLIPSBURG |
| State | NJ |
| Zip | 08865-8007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 35 |
| Legal Lot Number | 1.1 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | HARMONY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 31800 |
Source: Warren County and Harmony Township records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 355 BRAINARDS RD, PHILLIPSBURG, NJ 08865-8007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Jan 17, 2024 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on Record |
| Deed Sale | Jan 17, 2024 · Amount on Record |
| Prior Sale | Jan 20, 2015 · Amount on Record |
| Deed Document Number | 2024601846 |
| Deed Book / Page | 3401 / 58 |
| Prior Transfer Date | Sep 20, 1994 |
| Prior Transfer Doc | 0000054364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Sep 3, 2026 |
| Property Address | 355 BRAINARDS RD, PHILLIPSBURG, NJ 08865-8007 |
| Document Number | 0000641580 |
| Book / Page | 7951 / 267 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 2026641580 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 355 BRAINARDS RD, PHILLIPSBURG, NJ 08865-8007 |
| Document Number | 0000641580, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 7951/267 |
| Instrument | 2026641580 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Jan 17, 2024 |
| Property Address | 355 BRAINARDS RD, PHILLIPSBURG, NJ 08865-8007 |
| Document Number | 0003401/58 |
| Book / Page | 3401 / 58 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2024-601846 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | VINTAGE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,472.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 750 NEWLINS RD E, EASTON, PA 18040-7245 |
| Name | Verified Name |
|---|---|
| Address | 355 BRAINARDS RD, PHILLIPSBURG, NJ 08865-8007 |
| Document Number | 0007556/53 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 7556/53 |
| Instrument | 2024-601847 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Warren County and Harmony Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Harmony Township |
| Unified School District | Harmony Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,300 (-) Land $65,000 Building $331,300 | $396,300 (-) Land $65,000 Building $331,300 | |
| 2025 | $10,561.00 (-1.66%) | $396,300 (-) Land $65,000 Building $331,300 | $396,300 (-) Land $65,000 Building $331,300 |
| 2024 | $10,739.00 (+7.71%) | ||
| 2023 | $396,300 (-) Land $65,000 Building $331,300 | $396,300 (-) Land $65,000 Building $331,300 | |
| 2022 | $9,970.00 (+1.82%) | $396,300 Land $65,000 Building $331,300 | $396,300 Land $65,000 Building $331,300 |
| 2021 | $9,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 200 (1978–2023) |
| Claims Outside the SFHA | 45 of 200 |
| Most Recent Claim | Jul 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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