355 Bloomfield Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 355 Bloomfield Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,475 sqft · built 1986
Lot Size	8.87 acres (386,377 sqft)
Owner	Individual Name on Record
Last Sale	$2,500,000 (Jan 2024)
Tax Bill	$26,809 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05900-00-00-013D0`

Property Details

APN / Parcel Number

Primary APN	`05900-00-00-013D0`
Alternative APN	`19693`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,475 sqft Finished Area
Basement Area	2,371 sqft
Finished Basement	2,126 sqft
Unfinished Basement	245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	386,377 sqft (8.87 acres)
Garage Type	Detached
Garage Area	576 sqft
Driveway	Paver Driveway
Porch	Slab
Porch Area	1,176 sqft
Patio Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	355 BLOOMFIELD RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE PARCEL B
Legal Subdivision	WILLIAM S ROUDABUSH INC
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4012
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	355 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 18, 2023	Intrafamily Transfer, Transfer
Jan 18, 2023	Intrafamily Transfer, Transfer
Jan 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Deed Document Number	2024407
Prior Transfer Date	Dec 13, 2022
Prior Transfer Doc	0000000399
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	355 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7838
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7838

Mortgage

Document Number	202500011192
Date	Nov 24, 2025
Instrument	202500011192

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 18, 2024
Property Address	355 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7838
Document Number	202400000407
Map Reference	DOC 202300009516
Instrument Date	Dec 27, 2023
Instrument	202400000407
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	355 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7838

Mortgage

Document Number	202400000408
Date	Jan 18, 2024
Instrument	202400000408

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	11.5%
Max Rate	11.5%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 18, 2023
Property Address	355 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7838
Document Number	202300000400
Map Reference	MB 768 PG 628
Instrument Date	Dec 13, 2022
Instrument	202300000400
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7838

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 18, 2023
Property Address	355 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7838
Document Number	202300000399
Map Reference	MB 768 PG 628
Instrument Date	Dec 13, 2022
Instrument	202300000399
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7838

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 18, 2023
Property Address	355 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7838
Document Number	202300000402
Map Reference	MB 768 PG 628
Instrument Date	Dec 13, 2022
Instrument	202300000402
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7838

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,809.00 (+22.17%)	$2,998,800 (+22.17%) Land $514,700 Building $2,484,100	$2,998,800 (+22.17%) Land $514,700 Building $2,484,100
2025	$21,944.00 (+66.56%)	$2,454,600 (+59.1%) Land $530,200 Building $1,924,400	$2,454,600 (+59.1%) Land $530,200 Building $1,924,400
2023	$13,175.00	$1,542,800 Land $367,800 Building $1,175,000	$1,542,800 Land $367,800 Building $1,175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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