Cherokee County property record for 355 Big Nose Dr, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,134 sqft · built 1994 |
| Lot Size | 1 acres (43,951 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $34,500 (Dec 2021) |
| Tax Bill | $1,476 (2026) |
| Deeds & Mortgages | Jul 2018 Line of Credit Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-05-15-2-000-003.000 |
| Primary APN | 13-14-05-15-2-000-003.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 1,134 sqft |
| Unfinished Basement | 1,134 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,951 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Patio |
| Porch Area | 252 sqft |
| Account Number | 213810 |
|---|---|
| Street Address | 355 BIG NOSE DR |
| City | CENTRE |
| State | AL |
| Zip | 35960-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, BIG NOSE CREEK SD, PN 6/66 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 15 |
| Legal Subdivision | BIG NOSE CREEK |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 956000 |
355 Big Nose Dr is owned and occupied by two individuals who bought it in December 2021.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 355 BIG NOSE DR, CENTRE, AL 35960-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2018 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK |
| Dec 7, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage JFQ LENDING INC |
| Jun 15, 2018 | Warranty Deed, Transfer |
| Jun 13, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Prior Sale | Jun 15, 2018 · Amount on File |
| Deed Document Number | 2021221698 |
| Prior Transfer Date | Nov 17, 2021 |
| Prior Transfer Doc | 0000221698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 355 BIG NOSE DR, CENTRE, AL 35960-2420 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000203543 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 203543 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | PIEDMONT, AL 36272 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Dec 7, 2021 |
| Property Address | 355 BIG NOSE DR, CENTRE, AL 35960-2420 |
| Document Number | 0000221698 |
| Map Reference | PB 6 PG 66 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 221698 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 BIG NOSE DR, CENTRE, AL 35960-2420 |
| Document Number | 0000221699 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 221699 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 15, 2018 |
| Property Address | 355 BIG NOSE DR, CENTRE, AL 35960-2420 |
| Document Number | 0000203017 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 203017 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 355 BIG NOSE DR, CENTRE, AL 35960-2420 |
| Name | Verified Name |
|---|---|
| Address | 775 FOSTER WEST RD, JACKSONVILLE, AL 36265-8322 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 13, 2018 |
| Property Address | 355 BIG NOSE DR, CENTRE, AL 35960-2420 |
| Document Number | 0000202981 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 202981 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2040 KENTUCKY AVE, VESTAVIA HILLS, AL 35216-1908 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 355 BIG NOSE DR, CENTRE, AL 35960-2420 |
The 2026 property tax bill for 355 Big Nose Dr was $1,476, up 7% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,476.00 (+6.96%) | ||
| 2025 | $1,380.00 (+3.37%) | $15,420 (+6.64%) Land $14,720 Building $700 | $293,500 (+3.38%) Land $147,100 Building $146,400 |
| 2024 | $1,335.00 (-0.52%) | $14,460 (-49.37%) Land $13,760 Building $700 | $283,900 (-0.53%) Land $137,500 Building $146,400 |
| 2023 | $1,342.00 (-1.11%) | $28,560 (+97.51%) | $285,400 (-1.07%) Land $137,500 Building $147,900 |
| 2022 | $1,357.00 | $14,460 Land $13,760 Building $700 | $288,500 Land $137,500 Building $151,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 355 Big Nose Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 Big Nose Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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