355 Berts Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 355 Berts Dr, Ben Lomond, CA 95005

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 2 ba · 1,966 sqft · built 1974
Lot Size	3.01 acres (131,333 sqft)
Owner	2 Trust Names on File
Last Sale	$300,000 (Sep 2003)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077-021-08`

Property Details

APN / Parcel Number

Primary APN	`077-021-08`
Alternative APN	`077-021-08-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,966 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	131,333 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	344 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	355 BERTS DR
City	BEN LOMOND
State	CA
Zip	95005-9442
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3020
Census Tract	120301

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	355 BERTS DR, BEN LOMOND, CA 95005-9442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jan 4, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 2, 2003 · Amount on Record
Deed Sale	Sep 2, 2003 · Amount on Record
Deed Document Number	200388306
Last Transfer Date	Jan 4, 2018
Transfer Doc	0000000337
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	355 BERTS DR, BEN LOMOND, CA 95005-9442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039123
Date	Nov 21, 2017
Instrument	2017-0039123

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	WOODLAND HILLS, CA 91367

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	355 BERTS DR, BEN LOMOND, CA 95005-9442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 BERTS DR, BEN LOMOND, CA 95005-9442

Mortgage

Document Number	0000056230
Date	Dec 23, 2020
Instrument	2020-0056230

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 4, 2018
Property Address	355 BERTS DR, BEN LOMOND, CA 95005-9442
Document Number	0000000337
Instrument Date	Jan 4, 2018
Instrument	337
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	355 BERTS DR BEN LOMOND CA 950059442, BEN LOMOND, CA 95005-9442

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 4, 2018
Property Address	355 BERTS DR, BEN LOMOND, CA 95005-9442
Document Number	0000000338
Instrument Date	Jan 4, 2018
Instrument	338
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	355 BERTS DR BEN LOMOND CA 950059442, BEN LOMOND, CA 95005-9442

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	355 BERTS DR, BEN LOMOND, CA 95005-9442
Document Number	0000000145
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 7803 SANTA CRUZ CA 950617803, SANTA CRUZ, CA 95061-7803

Mortgage

Document Number	0000000145
Date	Jan 4, 2017
Instrument	145

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,546 (+2%) Land $28,802 Building $104,744
2025	$2,059.00 (+8.83%)	$130,927 (+4.04%) Land $28,237 Building $102,690
2023	$1,892.00 (+2.66%)	$125,844 Land $27,141 Building $98,703	$661,950
2022	$1,843.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1982–2000)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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