355 Bay Grove Rd, Freeport, FL 32439 Property Records

Walton County property record for 355 Bay Grove Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 2004
Lot Size	0.334 acres (14,558 sqft)
Owner	Individual Name on File
Last Sale	$131,200 (Jul 2014)
Tax Bill	$307 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-1S-19-23031-000-0030`

Property Details

APN / Parcel Number

Primary APN	`33-1S-19-23031-000-0030`
Alternative APN	`1072977`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	2,354 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,558 sqft (0.334 acres)
Lot Dimensions	19 ft deep x 7.7 ft wide
Garage Type	Finished
Garage Area	380 sqft
Porch	Porch
Porch Area	430 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1072977
Street Address	355 BAY GROVE RD
City	FREEPORT
State	FL
Zip	32439-4834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BRANDON OAKS PB 15-66 OR 2637-4968 OR 2941-851 OR 2956-132
Legal Range	19W
Legal Township	01S
Legal Section	33
Legal Subdivision	BRANDON OAKS
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1041
Census Tract	950502

Owner

355 Bay Grove Rd is owned and occupied by an individual who bought it in July 2014.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	355 BAY GROVE RD, FREEPORT, FL 32439-4834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2014 · Amount on File
Deed Sale	Jul 21, 2014 · Amount on File
Prior Sale	Oct 26, 2004 · Amount on File
Deed Document Number	0002956132
Deed Book / Page	2637 / 4968
Prior Transfer Date	Jan 23, 2014
Prior Transfer Doc	1268092
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	355 BAY GROVE RD, FREEPORT, FL 32439-4834
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 BAY GROVE RD, FREEPORT, FL 32439-4834

Mortgage

Document Number	0032554522
Date	Jun 13, 2022
Book Page	3255/4522
Instrument	20220027491

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	355 BAY GROVE RD, FREEPORT, FL 32439-4834
Document Number	0031324465
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 BAY GROVE RD FREEPORT FL 324394834, FREEPORT, FL 32439-4834

Mortgage

Document Number	0031324465
Date	Feb 11, 2020
Book Page	003132/004465
Instrument	4906

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 10, 2035

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,686 Land $50,000 Building $220,686	$270,686 Land $50,000 Building $220,686
2024	$307.00 (+3.02%)
2023	$298.00 (-11.04%) Homeowner's exemption	$281,915 (+9.52%) Land $32,648 Building $249,267	$281,915 (+9.52%) Land $32,648 Building $249,267
2022	$335.00 Homeowner's exemption	$257,410 Land $36,239 Building $221,171	$257,410 Land $36,239 Building $221,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 Bay Grove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Bay Grove Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Grove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures