355 Ann St, Cary, IL 60013 Property Records

McHenry County property record for 355 Ann St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,722 sqft · built 1976
Lot Size	0.29 acres (12,675 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Mar 2017)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-407-006`

Property Details

APN / Parcel Number

Primary APN	`19-12-407-006`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,722 sqft
Gross Area	2,639 sqft
1st Floor Area	917 sqft
2nd Floor Area	805 sqft

Exterior

Year Built	Built 1976
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	12,675 sqft (0.29 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	355 ANN ST
City	CARY
State	IL
Zip	60013-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0011089 LT 53 HANSONS BIG OAK MANOR ADDN
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	HANSONS BIG OAK MANOR ADD
Legal Block	407
Legal Lot Number	53
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2001
Census Tract	871305

Owner

355 Ann St is owned and occupied by two individuals who bought it in March 2017.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Individual Names on File
Mailing Address	355 ANN ST, CARY, IL 60013-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit PARTNERSHIP FINANCIAL CU
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 29, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on File
Deed Sale	Mar 29, 2017 · Amount on File
Prior Sale	Aug 10, 2016
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	355 ANN ST, CARY, IL 60013-1613
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003993
Date	Feb 22, 2024
Instrument	2024R0003993

Lender

Name	PARTNERSHIP FINANCIAL CU
Type	Credit Union
Address	MORTON GROVE, IL 60053

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 21, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	355 ANN ST, CARY, IL 60013-1613
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048013
Date	Sep 1, 2021
Instrument	2021R0048013

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 29, 2017
Property Address	355 ANN ST, CARY, IL 60013-1613
Document Number	0000011089
Instrument Date	Mar 15, 2017
Instrument	11089
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	355 ANN ST CARY IL 600131613, CARY, IL 60013-1613

Mortgage

Document Number	11090
Date	Mar 29, 2017
Instrument	11090

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$89,272 Land $17,575 Building $71,697	$267,816 Land $52,725 Building $215,091

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 355 Ann St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 355 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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