355 Adams St, Lakeside, MT 59922 Property Records

Flathead County property record for 355 Adams St, Lakeside, MT 59922

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,673 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Nov 2017)
Tax Bill	$2,724 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R07101121`

Property Details

APN / Parcel Number

Primary APN	`R07101121`
Alternative APNs	`07-3705-18-2-02-08-0000` `0000981079`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,673 sqft Living Area
1st Floor Area	923 sqft
2nd Floor Area	520 sqft
Attic	Attic
Attic Area	230 sqft
Basement Area	923 sqft
Finished Basement	923 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
View / Lot	Waterfront / Beach
Garage Type	Mixed
Garage Area	1,348 sqft
Parking Spaces	6 Parking Spaces
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000981079
Street Address	355 ADAMS ST
City	LAKESIDE
State	MT
Zip	59922-9684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S18, T26 N, R20 W, ACRES 2, COS 11303, TR 4EBB IN NW4NW4, ASSR# 0000981079
Legal Range	20W
Legal Township	26N
Legal Section	18
Legal Subdivision	CERTIFICATE OF SURVEY NO 11303
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1028
Census Tract	1402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	355 ADAMS ST, LAKESIDE, MT 59922-9684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Nov 13, 2017	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Deed Document Number	201728102
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	355 ADAMS ST, LAKESIDE, MT 59922-9684
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005018
Date	Feb 24, 2022
Instrument	202200005018

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	355 ADAMS ST, LAKESIDE, MT 59922-9684
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100036741
Date	Oct 18, 2021
Instrument	202100036741

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	355 ADAMS ST, LAKESIDE, MT 59922-9684
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900004919
Date	Mar 18, 2019
Instrument	201900004919

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 13, 2017
Property Address	355 ADAMS ST, LAKESIDE, MT 59922-9684
Document Number	201700028102
Instrument Date	Nov 10, 2017
Instrument	201700028102
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 ADAMS ST, LAKESIDE, MT 59922-9684

Mortgage

Document Number	201700028103
Date	Nov 13, 2017
Instrument	201700028103

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,724.00 (-43.96%)	$812,400 (+19.81%)
2025			$812,400 (+19.81%) Land $181,100 Building $631,300
2023	$4,861.00	$678,100	$678,100 Land $127,400 Building $550,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WATER SYSTEM serves 1,225 people · EPA ID MT0000266
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink.

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