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355 5th St SE, Primghar, IA 51245 Property Records

O'Brien County property record for 355 5th St SE, Primghar, IA 51245

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,004 sqft · built 1950
Lot Size0.258 acres (11,250 sqft)
Owner2 Individuals on Record
Last Sale$275,000 (Aug 2025)
Tax Bill$870 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0000215500

Property Details

APN / Parcel Number

Primary APN0000215500

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,004 sqft Living Area
1st Floor Area1,004 sqft
Basement Area1,004 sqft
Finished Basement432 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area462 sqft

Exterior Amenities

PorchPorch
Porch Area140 sqft
Deck Area210 sqft
Patio Area172 sqft
Shed1 Shed
Shed Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
Water SourceCommercial

Location & Zoning

Street Address355 5TH ST SE
CityPRIMGHAR
StateIA
Zip51245-1037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDERBY & ROWANS ADD E 1/2 OF LOT 20 & ALL OF LOT 21 BLK 40
Legal SubdivisionDERBY & ROWAN'S ADD
Legal Block40
Legal Lot Number20,21
JurisdictionO'BRIEN IA
Township / Civil DivisionDALE
Census Block Group5
Census Block5096
Census Tract490200

Owner

Source: O'Brien County assessment roll, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address355 5TH ST SE, PRIMGHAR, IA 51245-1037
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2025Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 20, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 11, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2025 · Amount on Record
Deed SaleAug 11, 2025 · Amount on Record
Deed Document Number20251754
Prior Transfer DateApr 6, 2022
Prior Transfer Doc0000001121
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address355 5TH ST SE, PRIMGHAR, IA 51245-1037
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3025 OLIVE GROVE CT, RAPID CITY, SD 57703-9053

Mortgage

Document Number0020252412
DateNov 5, 2025
Instrument2025-2412
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Address1400 FORUM BLVD STE 18, COLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueAug 1, 2055

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address355 5TH ST SE, PRIMGHAR, IA 51245-1037
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address335 5TH ST SE, PRIMGHAR, IA 51245

Mortgage

Document Number0020260818
DateMar 20, 2026
Instrument2026-0818
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateAug 11, 2025
Property Address355 5TH ST SE, PRIMGHAR, IA 51245-1037
Document Number0020251754
Instrument DateJul 28, 2025
Instrument2025-1754
Transaction TypeTransfer
Record UpdatedJun 9, 2026

Transaction

AmountAmount Recorded
Tax$439.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address355 5TH ST SE, PRIMGHAR, IA 51245-1037

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateIowa
CountyO'Brien County
MunicipalityPrimghar City
Unified School DistrictSouth O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$870.00 Homeowner's exemption$87,670 (+7.81%) Land $9,560 Building $78,110$87,670 (+7.81%) Land $9,560 Building $78,110
2024$870.00 (-17.14%)
2023$81,320 (+25.57%) Land $8,420 Building $72,900$81,320 (+25.57%) Land $8,420 Building $72,900
2022$1,050.00 Homeowner's exemption$64,760 Land $6,120 Building $58,640
2021$64,760 Land $6,120 Building $58,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRIMGHAR MUNICIPAL WATER SUPPLY
serves 902 people · EPA ID IA7155059
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
The Community Agency
Fiber		1,000 / 1,000
Windstream
DSL · Fiber in parts of the area		200 / 20
T-Mobile
Fixed Wireless		100 / 20

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