Indian River County property record for 355 20th Ave, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1978 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Feb 2026) |
| Tax Bill | $816 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-14-00010-0005-00003.0 |
| Primary APN | 33-39-14-00010-0005-00003.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 1,500 sqft |
| 1st Floor Area | 1,224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 128 ft deep x 74 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 160 sqft |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 355 20TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32962-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | INDIAN RIVER HEIGHTS UNIT 1 BLK E LOT 3 PBI 5-74 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN RIVER HEIGHTS UNIT 1 |
| Legal Block | E |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50603 |
Source: Indian River County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 355 20TH AVE, VERO BEACH, FL 32962-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BOARD AND COUNTY COMMISSIONER |
| Apr 22, 2026 | Deed of Trust · Conventional Mortgage BOARD AND COUNTY COMMISSIONER |
| Feb 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Deed Document Number | 20268924 |
| Deed Book / Page | 3840 / 2151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 355 20TH AVE, VERO BEACH, FL 32962-2706 |
| Document Number | 0038541474 |
| Book / Page | 3854 / 1474 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202619017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 355 20TH AVE, VERO BEACH, FL 32962-2706 |
| Document Number | 0000019017, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 3854/1474 |
| Instrument | 202619017 |
| Name | BOARD AND COUNTY COMMISSIONER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 355 20TH AVE, VERO BEACH, FL 32962-2706 |
| Document Number | 0000019017 |
| Book / Page | 3854 / 1474 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.19017 |
| Record Updated | May 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 355 20TH AVE, VERO BEACH, FL 32962-2706 |
| Document Number | 0000019017, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 3854/1474 |
| Instrument | 2026.19017 |
| Name | BOARD AND COUNTY COMMISSIONER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 26, 2026 |
| Property Address | 355 20TH AVE, VERO BEACH, FL 32962-2706 |
| Document Number | 0038402151 |
| Book / Page | 3840 / 2151 |
| Map Reference | MB 5 PG 74 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 3120260008924 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1555 INDIAN RIVER BOULEVARD # BLVD125, BLVD125, VERO BEACH, FL 32960-5639 |
| Name | Verified Name |
|---|---|
| Address | 355 20TH AVE, VERO BEACH, FL 32962-2706 |
| Document Number | 0038402153 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 3840/2153 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Number | 0038402158 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 3840/2158 |
| Instrument | 3120260008926 |
| Name | BOARD OF COUNTY COMMISSIONERS OF INDIAN |
|---|---|
| Type | Government Agency |
| Address | VERO BEACH, FL 32960 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 25, 2046 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $816.00 (+95.68%) Homeowner's exemption Widower's exemption | $72,258 (+5.99%) | $209,648 (+4.13%) Land $35,633 Building $174,015 |
| 2023 | $417.00 (-4.36%) | $68,177 (+3%) | $201,339 (+15.35%) Land $29,154 Building $172,185 |
| 2022 | $436.00 | $66,191 | $174,552 Land $29,154 Building $145,398 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 4 (2004–2006) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures