Hamilton County property record for 3549 Smithfield Ln, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,160 sqft · built 1954 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $233,000 (Feb 2024) |
| Tax Bill | $2,696 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0091-0137-00 |
| Primary APN | 510-0091-0137-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 1,862 sqft |
| 1st Floor Area | 810 sqft |
| Basement Area | 810 sqft |
| Finished Basement | 350 sqft |
| Unfinished Basement | 460 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 13,678 sqft (0.314 acres) |
| Lot Dimensions | 201 ft deep x 29.9 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3549 SMITHFIELD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-3828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITHFIELD LE 29.85 X 201.15 IRR LOT 12 WHITE OAK MEADOW |
| Legal Subdivision | WHITE OAK MEADOW |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 20701 |
Source: Hamilton County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3549 SMITHFIELD LN, CINCINNATI, OH 45239-3828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Feb 7, 2024 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 16, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2024 · Amount on Record |
| Deed Sale | Feb 7, 2024 · Amount on Record |
| Prior Sale | Jul 16, 2019 · Amount on Record |
| Deed Document Number | 20248484 |
| Deed Book / Page | 15098 / 1245 |
| Prior Transfer Date | Nov 21, 2007 |
| Prior Transfer Doc | 0000000258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3549 SMITHFIELD LN, CINCINNATI, OH 45239-3828 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3549 SMITHFIELD LN, CINCINNATI, OH 45239-3828 |
| Document Number | 0000013336 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 15608/1841 |
| Instrument | 2026-0013336 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 7, 2024 |
| Property Address | 3549 SMITHFIELD LN, CINCINNATI, OH 45239-3828 |
| Document Number | 0000008484 |
| Book / Page | 15098 / 1245 |
| Map Reference | MB 2 PG 44 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2024-0008484 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3549 SMITHFIELD LN, CINCINNATI, OH 45239-3828 |
| Document Number | 0000008485 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2024-0008485 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 0000008485 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 15098/1247 |
| Instrument | 2024-0008485 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 16, 2019 |
| Property Address | 3549 SMITHFIELD LN, CINCINNATI, OH 45239-3828 |
| Document Number | 0000057185 |
| Book / Page | 013959 / 001324 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 57185 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $412.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3549 SMITHFIELD LN CINCINNATI OH 452393828, CINCINNATI, OH 45239-3828 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,696.00 (+7.8%) | $46,767 (-) Land $11,165 Building $35,602 | $133,620 (-) Land $31,900 Building $101,720 |
| 2024 | $2,501.00 (-0.56%) | $46,767 (-) Land $11,165 Building $35,602 | |
| 2023 | $2,515.00 (+5.85%) | $46,767 (+29.73%) Land $11,165 Building $35,602 | $133,620 (+29.73%) Land $31,900 Building $101,720 |
| 2022 | $2,376.00 Homeowner's exemption | $36,050 Land $11,067 Building $24,983 | |
| 2020 | $103,000 Land $31,620 Building $71,380 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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