Kenton County property record for 3549 Saddlebrook Dr, Taylor Mill, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,404 sqft · built 1990 |
| Lot Size | 1.74 acres (75,794 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,718 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-30-01-014.00 |
| Primary APN | 058-30-01-014.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,404 sqft Finished Area |
| Gross Area | 3,443 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 75,794 sqft (1.74 acres) |
| Lot Dimensions | 663 ft deep x 62 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3549 SADDLEBROOK DR |
|---|---|
| City | TAYLOR MILL |
| State | KY |
| Zip | 41015-4416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLSTONE CROSSING SEC 3 LOT 14 |
| Legal Subdivision | MILLSTONE CROSSING |
| Legal Phase | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 65300 |
3549 Saddlebrook Dr is owned and occupied by two individuals.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3549 SADDLEBROOK DR, TAYLOR MILL, KY 41015-4416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3549 SADDLEBROOK DR, TAYLOR MILL, KY 41015-4416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|---|
| Address | 3549 SADDLEBROOK DR, TAYLOR MILL, KY 41015-4416 |
| Document Number | 0000001464 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 728/1 |
| Instrument | 26059000001464 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2041 |
The 2025 property tax bill for 3549 Saddlebrook Dr was $2,718 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Taylor Mill City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,400 (-) Land $35,000 Building $288,400 | $323,400 (-) Land $35,000 Building $288,400 | |
| 2025 | $2,718.00 Homeowner's exemption | $323,400 Land $35,000 Building $288,400 | $323,400 Land $35,000 Building $288,400 |
| 2023 | $2,214.00 Homeowner's exemption | $254,100 Land $35,000 Building $219,100 | $254,100 Land $35,000 Building $219,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3549 Saddlebrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3549 Saddlebrook Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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