Burke County property record for 3549 Ridge Ct, Morganton, NC 28655
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 980 sqft · built 1986 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Jul 2025) |
| Tax Bill | $1,244 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1782347411 |
| Primary APN | 1782347411 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Flooring | Tile |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3549 RIDGE CT |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-5628 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 3549 RIDGE CT MORGANTON, NC 28655 |
| Legal Subdivision | RIDGE COURT |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20303 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2150 MILLSTONE DR, MORGANTON, NC 28655-8686 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING LLC |
| Dec 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 15, 2025 | Deed of Trust, Mortgage · Commercial Mortgage GIG HOUSING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Deed Document Number | 20255193 |
| Deed Book / Page | 2815 / 257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 21, 2026 |
| Property Address | 3549 RIDGE CT, MORGANTON, NC 28655-5628 |
| Document Number | 0026008988 |
| Book / Page | 2898 / 475 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202626008988 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 3549 RIDGE CT, MORGANTON, NC 28655-5628 |
| Document Number | 0026008988, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 2898/475 |
| Instrument | 202626008988 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3549 RIDGE CT, MORGANTON, NC 28655-5628 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2150 MILLSTONE DR, MORGANTON, NC 28655-8686 |
| Document Number | 0028450304 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 2845/304 |
| Instrument | 2025010721 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3549 RIDGE CT, MORGANTON, NC 28655-5628 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2150 MILLSTONE DR, MORGANTON, NC 28655-8686 |
| Document Number | 0028270285 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 2827/285 |
| Instrument | 2025007372 |
| Name | GIG HOUSING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MORGANTON, NC 28655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,244.00 (+341.13%) | $175,118 (+557.5%) Land $14,000 Building $161,118 | $175,118 (+557.5%) Land $14,000 Building $161,118 |
| 2025 | $282.00 (+0.71%) | $26,634 (-) Land $14,000 Building $12,634 | $26,634 (-) Land $14,000 Building $12,634 |
| 2023 | $280.00 | $26,634 Land $14,000 Building $12,634 | $26,634 Land $14,000 Building $12,634 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | BRENTWOOD WATER ASSOCIATION |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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