3549 E Montecito Ave, Fresno, CA 93702 Property Records

Fresno County property record for 3549 E Montecito Ave, Fresno, CA 93702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,044 sqft · built 1940
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,344 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`470-046-17`

Property Details

APN / Parcel Number

Primary APN	`470-046-17`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	3549 E MONTECITO AVE
City	FRESNO
State	CA
Zip	93702-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 34 35 BLK 9 FRESNO HOME BUILDERS PALM VILLA TR
Legal Subdivision	FRESNO HOME BUILDERS PALM VILL
Legal Block	9
Legal Lot Number	35
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1005
Census Tract	400

Owner

Source: Fresno County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3549 E MONTECITO AVE, FRESNO, CA 93702-3344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 5, 2018	Quit Claim Deed, Transfer · VA Mortgage LOW VA RATES LLC
Oct 26, 2017	Grant Deed, Transfer · VA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 5, 2018
Deed Sale	Feb 5, 2018
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	201815669
Prior Transfer Date	Jan 29, 2018
Prior Transfer Doc	0000015669
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3549 E MONTECITO AVE, FRESNO, CA 93702-3344
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	NOT AVAILABLE, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3549 E MONTECITO AVE, FRESNO, CA 93702-3344

Mortgage

Document Number	0000077592
Date	May 11, 2021
Instrument	2021-0077592

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Feb 5, 2018
Property Address	3549 E MONTECITO AVE, FRESNO, CA 93702-3344
Document Number	0000015669
Instrument Date	Jan 24, 2018
Instrument	15669
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3549 E MONTECITO AVE FRESNO CA 937023344, FRESNO, CA 93702-3344

Mortgage

Document Number	15670
Date	Feb 5, 2018
Instrument	15670

Lender

Name	LOW VA RATES LLC
Address	LINDON, CO 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 26, 2017
Property Address	3549 E MONTECITO AVE, FRESNO, CA 93702-3344
Document Number	0000139571
Instrument Date	Oct 3, 2017
Instrument	139571
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3549 E MONTECITO AVE FRESNO CA 937023344, FRESNO, CA 93702-3344

Mortgage

Document Number	139572
Date	Oct 26, 2017
Instrument	139572

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$182,204 (+2%) Land $29,011 Building $153,193
2025	$2,344.00 (+5.92%)	$178,633 (+4.04%) Land $28,443 Building $150,190
2023	$2,213.00 (+1.37%)	$171,699 Land $27,340 Building $144,359
2022	$2,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Kingsburg Media Foundation Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: California Internet.

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