3549 Concord Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3549 Concord Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,456 sqft · built 1964
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,500 (Oct 1995)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`016-10-00-219.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-00-219.00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,456 sqft Finished Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	125 ft deep x 54 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3549 CONCORD DR
City	ERLANGER
State	KY
Zip	41018-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON EST SEC 2 LOT 55
Legal Subdivision	LEXINGTON ESTATES
Legal Phase	2
Legal Lot Number	55
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3009
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3549 CONCORD DR, ERLANGER, KY 41018-2503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Loan Modification, Mortgage BANK OF AMERICA
Apr 3, 2018	Loan Modification, Mortgage · VA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 1995 · Amount on Record
Deed Sale	Oct 25, 1995 · Amount on Record
Record Updated	Oct 29, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	3549 CONCORD DR, ERLANGER, KY 41018-2503
Document Number	0000000078
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3549 CONCORD DR ERLANGER KY 410182503, ERLANGER, KY 41018-2503

Mortgage

Document Number	0000000078
Date	Sep 27, 2019
Book Page	0C6763/000309
Instrument	78

Lender

Name	BANK OF AMERICA
Type	Bank
Address	DENVER, CO 80249

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Sep 26, 2031

Interest

Rate	4.12%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	3549 CONCORD DR, ERLANGER, KY 41018-2503
Document Number	0000000106
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3549 CONCORD DR ERLANGER KY 410182503, ERLANGER, KY 41018-2503

Mortgage

Document Number	0000000106
Date	Apr 11, 2018
Book Page	0C6388/000100
Instrument	106

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Apr 10, 2031

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,700 (-) Land $25,000 Building $152,700	$177,700 (-) Land $25,000 Building $152,700
2025	$2,343.00 (+1.52%)	$177,700 (-) Land $25,000 Building $152,700	$177,700 (-) Land $25,000 Building $152,700
2023	$2,308.00	$177,700 Land $25,000 Building $152,700	$177,700 Land $25,000 Building $152,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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