3549 Ady Rd, Street, MD 21154 Property Records

Harford County property record for 3549 Ady Rd, Street, MD 21154

Property Summary

Property TypeRural Home
Details1.5 ba · 1,424 sqft · built 1964
Lot Size16.6 acres (723,096 sqft)
OwnerIndividual Name on Record
Last Sale$177,500 (Dec 2021)
Tax Bill$3,138 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
May 2021 Transfer
Flood ZoneZone X (minimal risk)
APN05-036747

Property Details

APN / Parcel Number

Primary APN05-036747
Alternative APNs
  • 5036747
  • 036747

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,424 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area723,096 sqft (16.6 acres)

Exterior Amenities

PorchSlab
Porch Area125 sqft
Patio Area60 sqft
Shed1 Shed
Shed Area900 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number036747
Street Address3549 ADY RD
CitySTREET
StateMD
Zip21154-1435
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal Description16.6 AC 3549 ADY ROAD S E OF STREET
JurisdictionHARFORD MD
Township / Civil Division5, DUBLIN
Census Block Group3
Census Block3017
Census Tract305100

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3549 ADY RD, STREET, MD 21154-1435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Deed, Transfer · Commercial Mortgage
JARRETTSVILLE FEDERAL SLA
May 27, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2021 · Amount on Record
Deed SaleDec 8, 2021 · Amount on Record
Deed Book / Page15236 / 113
Prior Transfer DateMar 22, 2021
Prior Transfer Doc0147810320
Record UpdatedOct 29, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateDec 8, 2021
Property Address3549 ADY RD, STREET, MD 21154-1435
Document Number0152360113
Book / Page15236 / 113
Instrument DateNov 19, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyMID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3549 ADY RD, STREET, MD 21154-1435

Mortgage

Document Number0015236118
DateDec 8, 2021
Instrument15236/118
Lender
NameJARRETTSVILLE FEDERAL SLA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateMay 27, 2021
Property Address3549 ADY RD, STREET, MD 21154-1435
Document Number0147810320
Book / Page14781 / 320
Instrument DateMar 22, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3661 EMORY CHURCH RD, STREET, MD 21154-1425

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,138.00 (+10.96%)$282,467 (+5.31%)$296,700 (-) Land $115,800 Building $180,900
2025$2,828.00 (+5.92%)$268,233 (+8.7%)$296,700 (+16.81%) Land $115,800 Building $180,900
2023$246,767$254,000 Land $115,800 Building $138,200
2022$2,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1984–2006)
Most Recent ClaimJun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Starlink
Satellite
280 / 30

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