3549 44th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 3549 44th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	843 sqft · built 1999
Lot Size	0.137 acres (5,971 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jul 2024)
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-5510-00122-000`

Property Details

APN / Parcel Number

Primary APN	`01-5510-00122-000`

Interior

Building Area	843 sqft Total Area
1st Floor Area	843 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Lot Area	5,971 sqft (0.137 acres)
Lot Dimensions	140 ft deep x 39 ft wide

Location & Zoning

Street Address	3549 44TH AVE S
City	FARGO
State	ND
Zip	58104-6673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 12 BLOCK: 1 ADDITION: FOX RUN THIRD ADDITION ADDITIONAL: FOX RUN 3RD LT 12 EXC E 43 FT
Legal Subdivision	FOX RUN 3RD
Legal Block	1
Legal Lot Number	12
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	4
Census Block	4016
Census Tract	10303

Owner

3549 44th Ave S is owned and occupied by two individuals who bought it in July 2024.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3549 44TH AVE S, FARGO, ND 58104-6673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Aug 23, 2012 · Amount on File
Deed Document Number	20241716011
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3549 44TH AVE S, FARGO, ND 58104-6673
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001662534
Date	Apr 8, 2022
Instrument	1662534

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3549 44TH AVE S, FARGO, ND 58104-6673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001546615
Date	Sep 10, 2018
Instrument	1546615

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 28, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 3549 44th Ave S was $1,910.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,910.00	$119,850 Land $22,900 Building $96,950	$239,700 Land $45,800 Building $193,900
2023	$3,175.00	$113,050 Land $22,900 Building $90,150	$226,100 Land $45,800 Building $180,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3549 44th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	101 (1997–2011)
Claims Outside the SFHA	98 of 101
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 12 claims Severe Storms And Flooding, Apr 2009 · 48 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3549 44th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Verizon.

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