3548 SW 196th Ter, Okeechobee, FL 34974 Property Records

Glades County property record for 3548 SW 196th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Pasture
Details	902 sqft · built 2023
Lot Size	330 acres (14,374,800 sqft)
Owner	Company Name on File
Last Sale	$2,493,800 (Nov 2022)
Tax Bill	$1,490 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone A (high risk)
APN	`A21-38-33-A00-0010-0000`

Property Details

APN / Parcel Number

Primary APN	`A21-38-33-A00-0010-0000`

Interior

Building Area	902 sqft Adjusted Area

Exterior

Year Built	Built 2023
Lot Area	14,374,800 sqft (330 acres)
Pole Barn	Pole Barn

Location & Zoning

Street Address	3548 SW 196TH TER
City	OKEECHOBEE
State	FL
Zip	34974
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	S21 T38S R33E 330.00 AC M/L PARCEL A DESCRIPTION: A PARCEL OF LAND LYING IN SECTION 21, TOWNSHIP 38 SOUTH, RANGE 33 EAST,
Legal Range	33E
Legal Township	38S
Legal Section	21
Jurisdiction	GLADES FL
Township / Civil Division	NORTHEAST GLADES
Census Block Group	1
Census Block	1009
Census Tract	100

Owner

3548 SW 196th Ter, an agricultural property, is owned by a company that bought it in November 2022.

Source: Glades County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	14689 CRAZY HORSE LN, WEST PALM BEACH, FL 33418-7972
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT SERVICES OF FLORIDA ACA
Jun 21, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	202222003405
Deed Book / Page	388 / 344
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLADES FL
Recording Date	Nov 15, 2022
Property Address	3548 SW 196TH TER, OKEECHOBEE, FL 34974-8615
Document Number	0022003405
Book / Page	388 / 344
Instrument Date	Oct 21, 2022
Instrument	202222003405
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,456.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2738, LAKE PLACID, FL 33862-2738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 S INDIAN RIVER DR, FORT PIERCE, FL 34982-7761

Mortgage

Document Number	0000000048
Date	Nov 15, 2022
Instrument	388/348

Lender

Name	FARM CREDIT SERVICES OF FLORIDA ACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLADES FL
Recording Date	Jun 21, 2019
Property Address	196TH TER, OKEECHOBEE, FL 34974
Document Number	0022001808
Book / Page	000352 / 000444
Instrument Date	Jun 17, 2019
Instrument	22001808
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$15,316.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10625 N MILITARY TRL PALM BEACH GARDENS FL 334106564, PALM BEACH GARDENS, FL 33410-6564

Tax Assessment & Valuation

The 2025 property tax bill for 3548 SW 196th Ter was $1,490, up 3% from the year before.

Source: Glades County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Glades County
Unified School District	Glades County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,490.00 (+3.04%)	$84,418 (+2.41%) Land $73,290 Building $11,128	$2,842,528 (+0.07%)
2024	$1,446.00 (+13.95%)	$82,428 (+14.96%) Land $71,300 Building $11,128	$2,840,548 (+20.25%)
2023	$1,269.00 (-0.08%)	$71,702 (+0.08%) Land $67,350 Building $4,352	$2,362,202 (+5.06%)
2022	$1,270.00	$71,642 Land $67,290 Building $4,352	$2,248,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3548 SW 196th Ter in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1998–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3548 SW 196th Ter is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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