3548 Stratford Ln, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3548 Stratford Ln, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,371 sqft · built 1995
Owner	Individual Name on File
Last Sale	$415,000 (Jan 2023)
Tax Bill	$3,538 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2N-29-0790-00B00-0200`

Property Details

APN / Parcel Number

Primary APN	`32-2N-29-0790-00B00-0200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,371 sqft Heated Area
Gross Area	4,076 sqft
1st Floor Area	3,247 sqft
Upper Floors Area	1,049 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces
RV Parking	RV Parking

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	336 sqft
Patio Area	70 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	322N29079000B000200
Street Address	3548 STRATFORD LN
City	PACE
State	FL
Zip	32571-9396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CROSS ROADS LOT 20 BLK B AS DES IN OR 4359 PG 1695
Legal Range	29W
Legal Township	02N
Legal Section	32
Legal Subdivision	CROSS ROADS
Legal Block	B
Legal Lot Number	20
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1021
Census Tract	10301

Owner

Source: Santa Rosa County records · APN 32-2N-29-0790-00B00-0200

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3548 STRATFORD LN, PACE, FL 32571-9396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Mar 21, 2013 · Amount on Record
Deed Document Number	202301958
Deed Book / Page	4359 / 1695
Record Updated	Jun 08, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 17, 2023
Property Address	3548 STRATFORD LN, PACE, FL 32571-9396
Document Number	0043591695
Book / Page	4359 / 1695
Map Reference	MB E PG 11
Instrument Date	Dec 29, 2022
Instrument	202301958
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7620 DEWEY JERNIGAN RD, MILTON, FL 32571-9857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3548 STRATFORD LN, PACE, FL 32571-9396

Mortgage

Document Number	0043591696
Date	Jan 17, 2023
Instrument	4359/1696

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,538.00 (-0.25%) Homeowner's exemption	$310,509 (+0.62%) Land $37,000 Building $273,509	$310,509 (+0.62%) Land $37,000 Building $273,509
2023	$3,547.00 (+93.93%) Homeowner's exemption	$308,605 (+75.29%) Land $37,000 Building $271,605	$308,605 (+19.13%) Land $37,000 Building $271,605
2022	$1,829.00 Homeowner's exemption	$176,053	$259,050 Land $29,000 Building $230,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 250 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.