3548 Putnam Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3548 Putnam Rd, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,658 sqft · built 1977
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on File
Last Sale	$447,000 (Dec 2021)
Tax Bill	$7,127 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`244580-0000`

Property Details

APN / Parcel Number

Primary APN	`244580-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,658 sqft Living Area
Gross Area	2,838 sqft
1st Floor Area	976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Lot Width	120 ft Width

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	432 sqft
Deck Area	100 sqft
Patio Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3548 PUTNAM RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-6326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-58 ST AUG SOUTH UT 22 LOTS 6193 6194 & 6195 OR5442/1020
Legal Range	30E
Legal Township	08S
Legal Section	38
Legal Subdivision	ST. AUGUSTINE SOUTH UNIT 22
Legal Block	3
Legal Lot Number	6193
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3019
Census Tract	21302

Owner

Source: St. Johns County records · APN 244580-0000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3548 PUTNAM RD, SAINT AUGUSTINE, FL 32086-6326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	2021134053
Deed Book / Page	5442 / 1020
Prior Transfer Date	Feb 13, 2015
Prior Transfer Doc	0039901312
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 10, 2021
Property Address	3548 PUTNAM RD, SAINT AUGUSTINE, FL 32086-6326
Document Number	0054421020
Book / Page	5442 / 1020
Map Reference	MB 8 PG 50-58
Instrument Date	Dec 07, 2021
Instrument	2021134053
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,129.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3548 PUTNAM RD, ST AUGUSTINE, FL 32086-6326

Mortgage

Document Number	0054421023
Date	Dec 10, 2021
Instrument	5442/1023

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,733 (-2.28%) Land $240,000 Building $290,733	$530,733 (-2.28%) Land $240,000 Building $290,733
2025	$7,127.00 (+10.27%) Homeowner's exemption	$543,142 (+1.6%)	$543,142 (+1.6%) Land $240,000 Building $303,142
2024	$6,463.00 (-3.44%) Homeowner's exemption	$534,584 (-2.21%)	$534,584 (-2.21%) Land $240,000 Building $294,584
2023	$6,693.00 (+8.25%) Homeowner's exemption	$546,665 (+17.64%)	$546,665 (+17.64%) Land $240,000 Building $306,665
2022	$6,183.00	$464,690	$464,690 Land $127,680 Building $337,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 57 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	8 (1992–2016)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Oct 2016, tidal / storm surge, Hurricane Matthew
Claims By Storm	Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.