3548 Nicholas Ln, Hamilton, OH 45013 Property Records

Butler County property record for 3548 Nicholas Ln, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1992
Lot Size	0.86 acres (37,505 sqft)
Owner	Individual Name on Record
Tax Bill	$3,178 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G3210-026.200-028`

Property Details

APN / Parcel Number

Primary APN	`G3210-026.200-028`
Alternative APNs	`0004400` `277675` `280111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	37,505 sqft (0.86 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	95 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0004400
Old Parcel Number	G3210026.200028
Street Address	3548 NICHOLAS LN
City	HAMILTON
State	OH
Zip	45013-9244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 3 26 W CTR PT N 1/2
Jurisdiction	BUTLER OH
Township / Civil Division	MORGAN
Census Block Group	3
Census Block	3001
Census Tract	10203

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3548 NICHOLAS LN, HAMILTON, OH 45013-9244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCKINLEY MORTGAGE LLC
Mar 17, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 18, 2017	Deed of Trust, Mortgage · FHA Mortgage GUARANTY TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 17, 2021
Transfer Doc	0000015115
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3548 NICHOLAS LN, HAMILTON, OH 45013-9244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CINCINNATUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049382
Date	Oct 21, 2020
Book Page	9530/1
Instrument	2020-00049382

Lender

Name	MCKINLEY MORTGAGE LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTLER OH
Recording Date	Mar 17, 2021
Property Address	3548 NICHOLAS LN, HAMILTON, OH 45013-9244
Document Number	0000015115
Book / Page	9612 / 1257
Instrument Date	Jan 29, 2021
Instrument	2021-00015115
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3548 NICHOLAS LN, HAMILTON, OH 45013-9244

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3548 NICHOLAS LN, HAMILTON, OH 45013-9244
Document Number	0000000157
Book / Page	009118 / 000339
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	CINCINNATUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3548 NICHOLAS LN HAMILTON OH 450139244, HAMILTON, OH 45013-9244

Mortgage

Document Number	0000000157
Date	Jan 2, 2018
Book Page	009118/000339
Instrument	157

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Morgan Township
Unified School District	Ross Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,178.00 (+1.79%)	$88,410 (-) Land $14,050 Building $74,360	$252,610 (-) Land $40,140 Building $212,470
2023	$3,122.00 (+31.73%)	$88,410 (+47.82%) Land $14,050 Building $74,360	$252,610 (+47.82%) Land $40,140 Building $212,470
2022	$2,370.00	$59,810 Land $14,050 Building $45,760
2020			$170,890 Land $40,140 Building $130,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1995–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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